I reached out to Clay after he answered a VA loan question in the forums. I needed someone to handle a second tier entitlement VA loan and Clay wasn't afraid to dive in. The loan process went smoothly with all of the usual doc requirements and so forth. Clay was very responsive both by phone and text, this is a huge thing to me. Clay is a straight shooter and I never felt deceived or misled in any way. I wouldn't hesitate to do business with Clay again or recommend friends and family to Clay Branch.