Ratings & Reviews
About Clay Branch
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Lending in all 50 states.
Conforming, FHA, VA, Jumbo, Super Jumbo, Portfolio.
90% Jumbo / Lender Paid MI available up to $750K.
VA IRRRL - No appraisal required ( No AVM check ). Many Lenders now require an appraisal for an IRRRL and a few state no appraisal but still use an AVM to determine value with varying tolerances of 110%, 115%, 125%, etc. Ask your lender if they will use an AVM if no appraisal required.
VA IRRRL and FHA Streamline available for Owner Occupied, Second Home, or Investment Property.
Specialties & Service Areas
Purchase Loan, Refinancing, Self Employed Clients