Profile picture for Clay Branch

  • Georgia Loans

  • Clay Branch| 8829
  • 5.0
     (8 reviews)
    Responsiveness: 5.0
    Knowledgeable: 5.0
    Helpfulness: 5.0
    Follow Through: 5.0
  • Views: 15634
Information
Mortgage Consultant (21 years experience)
  • Contributions:8829
  • Screen name:Georgia Loans
  • Member since:04/07/2008
  • License #:
    • 718097 (NMLS)
    • Clay Branch
    • 11660 Alpharetta Hwy Suite 225
    • Roswell,GA 30076
  • (770) 410-4950Phone
  • (678) 281-3530Fax
Ratings & Reviews
 - Highly likely to recommend
06/18/2013 - stayghost
Closed refinance loan.
We cannot possibly recommend Clay enough – by far the best RE/Mortgage professional we have ever dealt with! I decided to reach out to Clay after reading sterling reviews of his service on the internet. Initially I was anonymous just trying to get a sense of what possibilities were out there for our loan and the type of professionals we were working with. I was just asking for advice and understanding – not an actual loan. Clay gladly jumped in and offered incredibly detailed and accurate insight. His analysis was devoid of any sales pitch or funneling us towards profitable extras. He answered question after question on how to achieve the best deal, what was best for our scenario, and what to avoid with a broker/lender to make sure we shake out right. He created scenarious and worksheets to help us under the premise we would likely be using it generally while shopping for a loan with other vendors. Truly an amazing advocate on the side of the loan CONSUMER! It was refreshing, honest, and showed an amazing understanding of his craft and genuine desire to be successful by being the best advocate for the consumer.

It was after two weeks of advising me on generic loan scenarios that I let him know I would actually like to go with him to move forward with the loan. His sterling service continued with sound advice on holding for the best rate, maximizing credits / minimizing costs, and gladly clarifying and going over scenarios well into the process. Literally I would send him an email and get a response back within 30 minutes at all times of the day and night! Paperwork and follow-ups digitally or FedEx’d overnight. He even called after hours to help with notary appointments etc.

As younger home owner … Clay’s combination of expertise, honesty, desire to create the best deal on behalf of the consumer, and importantly - ease of accessibility(!!!) by phone / email / text, make him the ideal mortgage professional to work with.

I’ve already recommended Clay to my neighbors, fam and friends. And when we upsize our home in the future, I will be working with Clay again as well. Believe the reviews – this dude is the real deal!
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Response from Clay

 

 - Highly likely to recommend
05/13/2013 - user2005511
Closed refinance loan. Chatsworth, GA
Clay was very attentive to my refinance, and took the time to find the right loan for me. He got me a great deal, and I couldn't have been happier. I refinanced my FHA with the FHA streamline and saved a great deal of money!
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Response from Clay

 

 - Highly likely to recommend
08/27/2012 - user4267691
Closed refinance loan. Oceanside, CA
I found Clay on this blog. Asked him if he could help us with a refinance that we had been getting roadblocks from everyone else we talked to. He responded to my email instantly, followed up, explained that our situation was something that he doesn't handle and put us in contact with someone that can help us. I've talked to at least ten other brokers prior to Clay and none had even a referral to send us. Clay, thanks a lot, we need more genuine help out there like you. Thanks againMoreLess
Profile picture for Clay Branch
Response from Clay

 

About Clay Branch

Add personality to your profile! Tell the community about yourself, your home, and your profession.

NOTE: The best way to reach me is by email, use cbranch.afm@gmail.com.

Lending in all 50 states.
Conforming, FHA, VA, Jumbo, Super Jumbo, Portfolio.
90% Jumbo / Lender Paid MI available up to $750K.

VA IRRRL - No appraisal required ( No AVM check ). Many Lenders now require an appraisal for an IRRRL and a few state no appraisal but still use an AVM to determine value with varying tolerances of 110%, 115%, 125%, etc. Ask your lender if they will use an AVM if no appraisal required.

VA IRRRL and FHA Streamline available for Owner Occupied, Second Home, or Investment Property.   

NMLS 718097 
Specialties & Service Areas

Specialties:

Purchase Loan, Refinancing, Self Employed Clients

Service Areas:

Contributions
ContributionsCount
Total Contributions88292754
Photos: 10
Advice-Q&A: 60681870
Advice-Discussions: 2760884
Reviews Written: 00
Digs: Home Design Ideas
Zillow All-Star Badge History
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  • April 2010 to Current

  • January 2009 to April 2010

  • July 2008 to December 2008

Zillow Local Expert Badge History
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The Local Expert badge is awarded to those who have made valuable contributions in a specific city or neighborhood on Zillow. Local Experts are active Zillow users who share their real estate knowledge and help others by contributing high-quality content at a local level. The more and better the contributions a user makes that relate to that city or neighborhood, the more likely an award will be granted. Users' contributions can be seen in their profiles. Learn more
  • Atlanta: January 2011 to June 2011

  • Adams Morgan: December 2010 to July 2011

  • Atlanta: June 2010 to December 2010