I approached Gil for my loan because my bank became incredibly ineffective in communicating the loan process for my second purchase. Gil was timely, efficient, and knowledgeable throughout the process. He worked with my realtor very closely and executed the loan with the seller. I’ve also referred a number of friends to him and he’s treated them with the same type of passion and commitment. I would highly recommend Gil to anyone that may be looking for a purchase or re-fi. Good luck and hope this review helps.