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Profile picture for James Ryan

James Ryan


Senior Loan Officer (19 years experience)

Purchase Loan,
Mortgage Planning,
Construction to Permanent Loans

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Thank you for taking the time out of your busy schedule to consider working with me. I strive to reach 100% customer satisfaction, and work hard on behalf of my clients to help you understand the many loan programs available, and help you choose the best product and best rate(s)for YOUR particular situation. We are direct lenders and brokers, and are FHA certified. We also offer a wide range of products and programs through Fannie Mae and Freddie Mac, as well as Independent Lenders and Investment Banks to include "hard" money lenders and Commercial Loans.

We at MVB Mortgage enjoy helping people understand the process, learn about the programs open to them, help them negotiate the paperwork and get their loans closed on time, and without headaches. We can find the right rates and terms for your situation. We do not charge application fees, so your consultations are free and without obligation.

Having been in the mortgage business for almost 19 years, I have observed several cycles in this business. I attended High School both in upstate New York and Alexandria, Virginia. I graduated from George Mason University with a B.S. in Economics. I also attended the Fund for American Studies at Georgetown University, where I interned with the Heritage Foundation. I was also fortunate to earn the Wall Street Journal Award in Economics in 1996.

I will work hard for you and your family, and will strive to earn your referrals, as well as being your Mortgage Professional for life. Referrals are the heart of our business, they are earned through integrity, communication, service and respect.

Please be aware not all quotes are equal. Rates are the commodity, what sets our rates apart from another is our unparalleled customer service that adds additional value to your mortgage experience. Thank you for your consideration, and I hope, your business.

Jim Ryan, NMLS # 184067 MVB Mortgage is a registered trade name of Potomac Mortgage Group, Inc, a wholly-owned subsidiary of MVB Bank, Inc.   Equal Housing Lender
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Ratings & Reviews


05/29/2014 - zuser20140529100631601
Closed refinance loan. Astoria, New York, NY

Mr. Ryan has helped me with numerous real estate transactions and loan refinancing issues. He is adept at obtaining mortgage(s) on terms that are affordable, and he explains the process (and the numbers) in a fashion that can easily be understood. He is equally adept at pointing out the pros/cons within a lender's offer (regarding a mortgage re-finance).

I have used his services several times, and would not hesitate to consult him again.
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04/02/2013 - Dazs
Was pre-approved.

Mr. Ryan is very helpful and knowledgeable...he immadiately returned my call and started working on my request.

Thank you very much for the "Exceptional Zillow Mortgage Response and guidance regarding acquiring a loan”. As someone who is actively looking to buy a home, I will immediately implement your suggestions of improving my credit score. I know your response was not only well thought out but required a great deal of time and effort.

Again, I appreciate your ideas look forward to working with you as a reputable lender.

New to Zillow
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01/11/2013 - jdshaw
We connected, but it did not work out.

James was very responsive and despite knowing my situation that I might not able to choose his firm as lender, he provided unbiased and prompt reply. I would love to work with him in future.

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Response from James


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