A work colleague and friend of a friend had mentioned positive experiences with great rates from Hamilton so I decided to look into it. They were in contact right away and we started the process immediately. It was very easy uploading and receiving documents from them through their secure website. The great thing about an online lender is you can work on the necessary paperwork at any time and they have it immediately. I closed in 3 weeks and beyond the rates being the best around the closing costs were cheaper too.