Overall I was very pleased with my refinancing at Hamilton National. The only hitch that was late game scurrying around to close my HELOC out because of a $500 prepay penalty in the HELOC. This mainly was due to the Dodd/Frank regs and the interpretation of the current regs on prepay penalties and if the penalty is clearly defined as being there to recoup closing costs. If your HELOC lender has not clearly defined the prepay is to recoup closing costs, you will have to close the line to refi.
Excellent mortgage lender! First rate service, prompt, knowledgeable answers to all my questions, and their electronic document review and signature process streamlined the entire mortgage application, review and approval process. Hamilton National honored their initial closing cost estimate, their initial quoted interest rate and APR. My loan officer was Mr. Brad Norris who I found extremely helpful, knowledgeable, and provided immediate responses to all my questions.
This was the second time that I used Hamilton National for a refinance. It could not have been any easier and stress-free. Stuart Geisel was very helpful and efficient. The process was convenient and quick. Everything is done online. I have already recommended Hamilton National to several people I know.
Nobody else can touch these guys! I got a great rate, no points and no fees. Only paid for the appraisal and a lock-in fee (which was refunded at closing). Bob Glazewski was alway responsive and pushed my closing through in record time. This was my second refi with Hamilton National. I highly recommend them.
Hamilton National was very responsive to all my questions and concerns. They helped walk me through the process of securing a loan to purchase my first house. They also had the best rates and lowest fees.
Good experience, refinance was approved in very short time and without any hassle.
Paperwork was done all online and closing attorney came to our house.
Very good experience.
Can only recommend this lender
I had gone through a stress free experience with refinance with Hamilton National agent Mike Barilli.
Everything was accurate and to the point , no hidden charges , they told us up front what we will be getting into .
They made me free comfortable and everything was done through a secure web site on the internet . I would highly recommend this company to any of my friends looking for loans or refinancing in the future .
I had not done a refi on line before so I was a little uneasy with the process. Bob Glazewski worked with us even though at one point I felt that I would not follow thorough with the loan. Bob did not push he just answered my questions and allowed me to make my decision. He then went on to help me through the process of finishing the loan. Hamilton National did exactly what they said they would do and did it in a expodisus way. They made everything work out without pushing or harassment with phone calls or e-mail cominig contiunally. They were quick to get in touch with me to get my questions answered even if that meant they had to contact someone else to find the answer that would satisfy me. They also tried to work with the schedlue that my wife and I had to work through the signing of documents. They were a joy to work with through out the loan procedures.
This was the best financial experience!! Stuart Geisel was extremely helpful and knowledgeable!! The process was easy from start to finish...no hidden fees and the closing took place at our house!! We cannot recommend Hamilton National highly enough and Stuart.