We working with both Chris and Marcie Hines when we purchased our first new home. We were using a VA Loan and ran into some difficulties with appraisers but everything was smooth sailing because of the Hines Team. They gave us so much great advice and steered us in the right direction. Chris worked hard to secure us a great interest rate and the approval process was as good as we could have hoped for. Chris and his team, especially Tammy Shaw, were great in helping us get a home loan. We would highly recommend them to everyone we know who is in the market of buying a home.