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HomeLoanRebate CPA Reviews

HomeLoanRebate CPA
Top Rated CPA and Mortgage Pro, BRE, BRE, BRE (10 years experience)

Specialties:

Purchase Loan, Refinancing, Mortgage Planning, Real Estate/Financial Consulting

 
- Highly likely to recommend
01/29/2014 - wpenn
Closed purchase loan. Carlsbad, CA
David is very competent at what he does. During our recent home purchase and the various issues that cropped up, he was the one competent voice of reason to help guide us through the process. David really worked for us. He worked to get us the rate and terms we wanted and provided sound advice on how to get approval and funding with the least impact. David takes the time to simply explain the how's and why's when things can be complicated. We greatly appreciated David's work and will definitely use his services again.
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- Highly likely to recommend
12/06/2013 - gyoung19
Closed refinance loan. Bernal Heights, San Francisco, CA
David E. Chin did an excellent job helping me refinance in San Francisco. He even arranged document signing when I was on the road for business. Great experience all around.
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- Highly likely to recommend
09/29/2013 - user5604458
Closed purchase loan.
When I met David through a friend, I was already in escrow to purchase my first house. Even though I was already locked into another loan company, David gave me a wealth of information and recommended another product that would even be more cost-effective for my financial situation. Too bad I met him too late. After the 1st house transaction was done, David and I kept in touch and I found him very accessible and always quick to return calls/emails/texts. Even though there were no immediate business, David was very open to my questions, answering each thoroughly. A few months later, we did a refinance on an investment property. Throughout the escrow process, David was fully engaged. When the escrow officer needed some documents, David would respond back quickly saying why some of them weren't needed - always a good thing not having to send SO many docs to escrow! Needless to say, the refi was a complete success and I have done a couple more loans with David - haven't looked back since.

David comes 100% fully recommended and he's the top 1% of the loan officers that I've worked with (and I interviewed A LOT when I first bought my house).
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- Highly likely to recommend
09/25/2013 - user838465
Closed purchase loan. Rancho Penasquitos, San Diego, CA
My wife and I used David to broker our home loan. In a nutshell, David was awesome. Being new to the California home buying market, David took the time to answer all our questions...and believe me...we had a lot of questions. David never once lost this patience with us. David also made himself available pretty much late into the evenings. Many evenings my wife and I would think of something we needed answered in the morning so we would shoot him an email late at night. Much to our surprise, David would answer our email very late in the evenings. When it came time to sign our final loan and escrow documents, David was on the phone late at night with us confirming all the numbers while the notary was there. My biggest pet peeve are people that don't return phone calls promptly. David ALWAYS returned phone calls and emails within a few minutes. To us...that counts more toward service more than anything else. Besides his availability, his knowledge and communication skills are also superb. Last but not least, we got quotes for our home purchase loan from multiple lenders and Loan Rebate was the least expensive rate we found. We will definitely use David again when it comes time to refinance.
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- Highly likely to recommend
09/23/2013 - user0122594
Closed refinance loan. Westwood Highlands, San Francisco, CA
It was a complete delight working with Loan Rebate CPA for our home refinance. David Chin stayed close to us throughout the entire process. He navigated us efficiently through the requirements of the lender and title company, keeping us well informed and fully representing us with our questions and requests. I would seek him again without hesitation for any future refinance needs.
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- Highly likely to recommend
09/19/2013 - user4486007
Closed purchase loan. Pasadena, CA
David was referred to me with the upmost recommendation that I would not find anyone better. And true to that recommendation, I am without any reservations to suggest him to anyone interested in buying their first home, like myself or to refinance. He grasped fully my financial concerns and situation and worked with me to make me feel absolutely comfortable with which ultimately is my decision to make. He provided me the information, tools, and opinion when asked, that made the entire process extremely easy. Forthright and honest with a very personable character, you will not be disappointed. I can truly say that I have made a friend from this entire process. Thank you David!!.
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- Highly likely to recommend
08/18/2013 - user00086630
Closed refinance loan. Visalia, CA
A little over a year ago, our son needed to refinance his home and was fortunate to discover David Chin, and just raved about him. So when my wife and I decided to refinance our home, we called David. My first conversation with David was as if we had been friends forever. Every step of the process was simple and straightforward. It seems as though it all transpired in record time. Probably the thing that I appreciated most was the no closing costs. David’s attention to detail, expertise and his warm friendly personality are all pluses. I would strongly recommend Loan Rebate to anyone looking for a loan.
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- Highly likely to recommend
07/19/2013 - user48482957
Closed refinance loan.
This is the 2nd time dealing with LoanRebate. Both times, the loan terms at closing was what he promised without any significant change. First time we had a very tight closing deadline, but he was able make the loan fund in time. He is very efficient and honest.
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- Highly likely to recommend
07/13/2013 - user14306643
Closed refinance loan. Valley Center, CA
Working with David Chin on our loan was an absolute pleasure. A family member referred me to him with glowing reviews, and he didn't disappoint. He actively kept us informed throughout the process, and the loan closed exactly as promised. What a relief there are still honest people in this industry.
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- Highly likely to recommend
06/27/2013 - user9863430
Closed refinance loan. Westchester, Los Angeles, CA
David Chin was recommended to me by a friend and I had a great experience refinancing with him. From the first phone call through to the final email, David was responsive and quick to answer my questions. He managed to get the rate I wanted with very minimal costs compared to the big banks. The big lenders will tell you horror stories about mortgage brokers, but in the case of David I would have no hesitation in recommending him to anyone.
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Professional Information
Address:
Home Rebate, Inc. dba Loan Rebate
11622 El Camino Real, Suite 100
San Diego, CA  92130
Office:
(858) 925-7025Click to view
 
Mobile:
(858) 699-5584Click to view
 
Fax:
(858) 435-7641Click to view
 
Click to view
Websites:
Website
 
, Blog
 
Advice posts:
6
Screen name:
HomeLoanRebate CPA
Member since:
09/17/2008
NMLS #:
  • 251208, 310426, 310425
Licenses:
  • 01357231 (BRE)
  • 01394284 (BRE)
  • 01425691 (BRE)