What's your comment or question?
You can start by contacting the listing agent or broker and question them. They may be able to provide some insight.
Go to hudhomestore.com for HUD homes, HUD News and Finding a HUD Registered Broker. It's a good place to start.
Try going to homepath.com for Fannie Mae listing and selling agents responsibilities. There's lots of information on the on-line offers system.
Thanks for all of the good advice on cleaning smokers residue. Try vinegar and water for scrubbing walls and woodwork. Rinse cloth frequently during the cleaning process.
I don't believe any lender will provide a mortgage for more than the appraised value. In fact, the FHA 203B mortgage program will only provide 96.5% financing and the dwelling must be owner occupied. I hope to see more comments come through from HUD registered brokers and possibly some lenders.
30 year fixed at Wells Fargo this morning, August 17, 2013, is 4.750. As real estate buying and selling picks up in the fall, it looks like the rates will rise along with it. I wouldn't let it deter you from making a purchase. You'll more than likely have ample opportunities to refinance over the life of the loan.
I agree with Michael Mei. Learn the ins and outs of the real estate trade buy getting a real estate agents license. I'm currently working on getting my agents license in Rochester, New York. You'll meet people in the industry, agents, brokers, property inspectors, lawyers and mortgage lenders. You'll also need to line up contractors if you plan to buy investment property. Getting your agents license is a good way to start.John, homeyardyou.com