Interested in refinancing or purchasing a new home? I have helped many clients take advantage of historic low interest rates and obtain difficult loans other lenders have not been able to get done. I work with many different lenders and can find the program and approach to get your loan done. Sometimes it takes time, but I will work with you as long as it takes to help you reach your goals.More Less
In today's market you need to work with a someone who pays close attention to details and who can explain the ins and outs of the newly revamped and stricter lending environment. I am your mentor through the process - I'm the Honest Mortgage Guy. Call me for a free consultation or shoot me an email @ email@example.com. After a brief conversation you and I can determine what is available and what your next steps need to be.
"John made the refinance process easy and kept me informed the whole time. I got a terrific low rate of on a 15 year fixed and he only charged me one point in origination. He also was able to help my son Richard and his wife purchase their first home last July and August with a 203k rehab loan when two other brokers couldn't get it done." Peter D.
"My refinance loan was denied six times this past year by other lenders, twice by BofA. John was able to get it done with BofA Wholesale and help me consolidate all my debts. My family is now saving over $1500/month. He came through when everyone else said it couldn't be done. I can't thank him enough. He is my loan officer for life." Donaciano S.
"Last year I was able to get an incredible 4.625% rate with Provident Funding on a $729,500 30 year fixed rate mortgage. This year I knocked $200 more off my payment and reduced my interest rate to 4.375% with NO out of pocket costs. John's fees are very reasonable and he delivered on his promises. I've been happy to refer two other colleagues to him for help with their home financing." Leroy H,
Very easy to work with, minimal fees, smooth process.
We just bought our first home in the Bay Area in October 2010 and John was just great. He worked with us for 10 months helping us with prequalification letters for different properties we bid on. When we finally got an accepted offer he worked great with both of the realtors to keep everyone informed about what was going on. We got a terrific low interest rate and John used the lender credit to keep our closing costs to a minimum. We highly recommend him to any first time home buyers.
Very fast close on our recent home purchase when BofA finally agreed to our short sale offer at the end of October. For the nearly 20 years I've know him John has been very honest and professional. I trusted him to do what's in my best interest and he came through.
"thanks John for your expert guidance - you make this process easy and understandable!"