I am now a first time home owner on the Island of Maui thanks to Howard Dinits!!!! I cannot thank him enough. Being that this was my first time going through this process, there were so many things I didn't understand. Howard made the process go smoothly even though at times I got frustrated because there was so much I didn't know and understand. After meeting Howard, I knew that he loves his profession and he is excellent at it. Anytime I had questions, and I had a lot, he took the time to explain things to me. I am truly blessed to have met him. The passion for the profession he has is rare. I am really lucky. I will always have a place in my heart for Howard and my loan officer. They are the best. Thank you Howard for making this possible for me. I honestly cannot thank you enough.