Gilbert Ramos is a pro! They really don't get any better then him in this business. Our loan was a challenge. No ordinary person would do. Before we even submitted a loan application, he painstakingly worked with us to restore our credit for over 6 months. Then when we were ready, we didn't go after a distressed property, Gilbert helped us put an offer on the most coveted property in this neighborhood! Regardless of the challenges of this bold move forward, Gilbert always stayed hopeful yet very realistic about what to expect and what we needed to do. We would of never finished this process without his encouragement and confidence. I was never once asked to 'lie' or 'disguise' the truth or asked to choose a home with less challenges for him. Gilbert always wanted the 'best' for us, even when we would of settled for much less. I'm very grateful for his integrity and dedication to our family. His confidence is comforting. Give him your business & he will take care of you.