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Profile picture for Josh Motto

Josh Motto

Lender

M.B.A. (16 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

I'm not that savvy with some of the terms and such related to the refinance process, and Josh was very patient with me and my many questions. He provided clear answers and guided me through website tools that allowed me to play with different options, which was great! Josh was quick to respond and act, and was friendly and easy to work with. He also worked with a great team, which made the overall process really simple. Very pleased with my refinance experience!

  

07/22/2013 - user6948329
Closed refinance loan. Walnut Creek, CA

I'm not that savvy with some of the terms and such related to the refinance process, and Josh was very patient with me and my many questions. He provided clear answers and guided me through website tools that allowed me to play with different options, which was great! Josh was quick to respond and act, and was friendly and easy to work with. He also worked with a great team, which made the overall process really simple. Very pleased with my refinance experience!

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07/12/2013 - dsfarrar
Closed refinance loan. Castro City, Mountain View, CA 94040

As interest rates generally declined over the last 7 years, I successfully refinanced my original mortgage 3 times with Josh Motto, and have been satisfied with the outcome each time (each refinance's final cost came within $100 of its GFE, and was a good deal given market conditions). The Loan Republic website can generate immediate and accurate Good Faith Estimates, which is very helpful when pondering various scenarios (loan amount, points vs. monthly payment, impounds vs. no impounds, etc.). Based on my experience, I would recommend.

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06/09/2013 - user3669098
Closed refinance loan. Mar Vista, Los Angeles, CA

Thanks for his help, I could close my refinance of loan before interest rate went up. He was easy to catch from early morning so that I could move one step further more quickly although I myself couldn't do much until at the end of the day as I could not use my company's computer for personal use. It was my first experience financing loan on internet and it was a good experince.

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06/04/2013 - user2784650
Closed refinance loan. Jacktown, OR 97007

From minute one I knew I was working with a professional: Josh was responsive, patient, never condescending (and I asked him A LOT of questions). He made me feel we were a team and the goal was to lock the best rate and process everything quickly. And we did. He did. Thanks, Josh.

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05/01/2013 - user0941141
Closed refinance loan.

Josh Motto did my purchase loan and two refinance loans in the past 3 years. He was very helpful through the whole process and very patient with the questions and concerns I had. Highly recommend him.

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04/03/2013 - user8797897
Closed refinance loan. Tigard, OR

Found Loan Republic through Zillow and was skeptical in the beginning. In the course of my refinancing, I found that Josh runs a tight ship, is knowledgeable, and his team is very efficient. The service is minimalistic, but that’s what you expect from a lean operation as this. In exchange, you get great rates through low overhead, and a quick turn-around. In my book, that’s all one needs. Will definitely consider Loan Republic again.

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04/02/2013 - user3709650
Closed refinance loan. North Bend, OR

Josh was very helpful throughout the loan process. I found him to be very informative and responsive to all of my questions and concerns. He set me up with the loan I was after and kept me informed of its progress until closing, which happened much faster than I expected. Overall, I am very satisfied and would recommend Josh to anyone looking for a professional, honest and efficient lender.

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03/28/2013 - kldvnprt
Closed refinance loan. South Beaverton, Beaverton, OR 97008

Great service! Josh personally responded to any email or phone call quickly and yes the same day. This by itself is impressive. Then he sent me the link to his search engine for rates. Again, be ready to be surprised again as you’re not asked to put in any personal information to get your rate quotes. When the rates come up you get to see your rate options which also have links to an accurate breakdown of the expenses. No tricks, no gimmicks, just straight up service and follow through.

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03/19/2013 - user1239165
Closed refinance loan. Reed, Tiburon, CA 94920

We did two refi's at once.

Josh is very professional and he got us a great rate for both of our properties.

He made it very fast and easy. We were able to do the entire process without leaving home. We finished well before the rate lock expired.

I highly recommend Josh.

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02/15/2013 - user2088974
Closed refinance loan. Redwood Heights, Oakland, CA

Not only did I work with Josh to buy my home many years ago, I've had the pleasure of working with him and his team on two refinances since then. No games, no gimmicks, no surprises...it doesn't get better than this. They're extremely responsive and have every detail covered. Outstanding service and I highly recommend Loan Republic.

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