Hello everyone, Very interesting reading. Super entertaining. I'm going home now. You all have a good night. James.
I agree with Martin - it's an expensive 1/8th...
To a consumer, this quote looks pretty legit. It sould be nice if the parameters of the loan request would be in the quote. For example, I could not tell that this quote was for an investment property by looking at the quote.
It sounds like a bait and switch by a telemarketing compain. Do beware. I hope you have not paid anything upfront yet...
Days 20% down payment for all buyers are around the corner...
Tammy, Make $1M+ is not that uncommon? Interesting. I'd want to know what they do though. Perhaps Wall Street type?
15 year interest only. That makes sense to me. The co-borrower makes $950,000 a year. I think that is a typo. Probably $95,000 per year. I have spoken with someone who makes $1,000,000 a year (yes, that is one million dollars). Would have been interesting to ask him what he did to make that type of money.
Hello mtgmaker, I take your words seriously. Now that I've read your thoughts, I realized the words I used were not entirely appropriate. Just as well I did not mention I could be their realtor. In any case, I appreciate your thoughts. I will be sure to think twice when I put in comments in quotes. Thank you very much.
Great Chuck Norris jokes, guys.
Hello everyone, In California, a real estate agent can be the loan officer as well - as long as all is disclosed. The exception is the real estate agent cannot do an FHA loan. I will make it very clear in my quote that they can continue shopping for a better loan. I know I do not always have the best rates. The real estate transaction and the loan can be separated. They need not be done by the same agent. One of my concerns is Zillow does separate lenders from real estate agents. Maybe I need to advertize my real estate services in another part of Zillow, not ZMM. But I do appreciate all of you chiming in. If this is legal in your state, I think it is a good idea to reach out to more potentials. Good afternoon.