Contact Lender

Please enter a first and last name.

Please enter a valid phone number.

Please enter a valid email address

Please fill in a note to the lender (5 character minimum, 800 character maximum).

Submitting contact...
An unexpected error occurred. Please try again later.
Profile picture for James Howorth

James Howorth

Lender

Mortgage Banker (16 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

With 16 years in the industry and a commercial lending background James has been helping clients with financing since 2000.
Offering full service means answering the phone and communicating throughout the loan process. As a direct mortgage bank, JMJ Financial has a full spectrum of mortgage products to help buyers close escrow without delays. Often there are complex situations that require creativity and commitment to get the job done. Specializing in 10-30 day escrows for purchase money clients. 

With a No Cost refinance you can take advantage of market improvements by reducing interest rates periodically with no exposure to the costs of obtaining financing. By reviewing a loan cost analysis you can easily identify options that make complete sense from a sound financial perspective. 

James resides in South Orange County with his wife and 4 children.
He migrated to California from the U.K. in 1985 and has never looked back.  
More Less 
About James Howorth: With 16 years in the industry and a commercial lending background James has been helping clients with financing since 2000. <br/>Offering full service means answering the phone and communicating throughout the loan process. As a direct mortgage bank,&nbsp;JMJ&nbsp;Financial&nbsp;has a full&nbsp;spectrum&nbsp;of mortgage products to help buyers close escrow without delays. Often there are complex situations that require creativity and commitment to get the job done.&nbsp;Specializing in 10-30 day escrows for purchase money clients.&nbsp; <br/> <br/>With a No Cost refinance you can take advantage of market improvements by reducing interest rates periodically with no exposure to the costs of obtaining financing. By reviewing a loan cost analysis you can easily identify options that make complete sense from a sound financial perspective.&nbsp; <br/> <br/>James resides in South Orange County with his wife and&nbsp;4 children. <br/>He migrated to&nbsp;California&nbsp;from the U.K. in 1985 and has never looked back. &nbsp;

Ratings & Reviews

James was great to work with! He was able to find me a great savings on my mortgage and closed it very fast so I didn't have to pay another month of interest.

  

04/16/2015 - user34063577
Closed refinance loan. Trabuco Canyon, Rancho Santa Margarita, CA 92688

James was great to work with! He was able to find me a great savings on my mortgage and closed it very fast so I didn't have to pay another month of interest.

Profile picture for James Howorth
Response from James

 

  

02/24/2015 - sssatha
Closed refinance loan. Artesia, CA

I had a good experience and if I get another chance will call him again. James is very knowledgeable on business, very clear in communications and prompt in returning calls. For example: When my appraisal was short of loan he clearly laid out in email all the options that can be done in order to move forward.  More Less 

Profile picture for James Howorth
Response from James

 

  

02/24/2015 - tylerse
Closed purchase loan. Ladera Ranch, CA

James is great. Very helpful, knowledgeable. He saved me money on my closing costs and even got my home closed early! Would recommend and will be back for any future refinancing I need.

Profile picture for James Howorth
Response from James

 

Service Areas