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Profile picture for James Howorth

James Howorth

Lender

Mortgage Banker , BRE Broker, NMLS (16 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

James was great to work with! He was able to find me a great savings on my mortgage and closed it very fast so I didn't have to pay another month of interest.

  

04/16/2015 - user34063577
Closed refinance loan. Trabuco Canyon, Rancho Santa Margarita, CA 92688

James was great to work with! He was able to find me a great savings on my mortgage and closed it very fast so I didn't have to pay another month of interest.

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02/24/2015 - sssatha
Closed refinance loan. Artesia, CA

I had a good experience and if I get another chance will call him again. James is very knowledgeable on business, very clear in communications and prompt in returning calls. For example: When my appraisal was short of loan he clearly laid out in email all the options that can be done in order to move forward.

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02/24/2015 - tylerse
Closed purchase loan. Ladera Ranch, CA

James is great. Very helpful, knowledgeable. He saved me money on my closing costs and even got my home closed early! Would recommend and will be back for any future refinancing I need.

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01/28/2015 - jolo eaton
Closed purchase loan. Rancho Santa Margarita, CA

James was a pleasure to deal with from the start. He explained everything right upfront and worked smoothly with our Realtors, and escrow company. At one point we were just short of closing costs and James was able to move some numbers around to ensure that we could not only move into our home right after closing, but that we would have a little extra to help out with moving expenses.

James was always a call/text/email away and made our first home buying experience a pleasant one. I would highly recommend James for all of your financing needs

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12/05/2014 - user1046342
Closed purchase loan.

James and his team constantly kept you updated, they were professional and funded in a very timely manner. We would not hesitate referring James and his team to family and friends.

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10/08/2014 - vpmsara
Closed refinance loan. Cheviot Hills, Los Angeles, CA

I have been doing business with James for couple of years now and I go back to him again and again for his honest and ethical business practice. He has in depth knowledge in what he does and explains all the details about loan processing with a power point presentation along with details about the current market trends. Once I send him the required papers, he and his team very quickly processes the details and will sent a pre-approval/loan approval document in less than 24 hours. He and his office work very quick and they are dedicated to what they are doing. Their rates are quite competitive. James is a very friendly person and responds to your queries very quick. I would recommend any of my friends to James without any hesitation. I don’t have any reservations in giving James and his team a 5 star rating.

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09/22/2014 - user8035737
Closed purchase loan. Yorba Linda, CA

Helped us with a 1st and HELOC at the same time. It was a somewhat complex transaction and it went very smoothly. James was very helpful in explaining our various options and guided us through the entire process.

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07/30/2014 - coryglidden
Closed purchase loan. San Juan Capistrano, CA 92694

James is an awesome person to deal with. Everything was quick, and extremely helpful. He is very kind and listens to your needs.

I look forward to working with him in the future on my next home purchase or any other financial need I need!

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06/30/2014 - Glenn Ashworth
Closed purchase loan.

My loan file is one of the more complex files with multiple corporations and owning multiple properties and James and his team were able to successfully close the deal.

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05/19/2014 - storybookpreschool
Closed purchase loan. Norco, CA 92860

James and his team were on top of things. They were informative and quick. They helped me close on time. James was upfront and honest. He followed through with each and every request. It was a pleasure working with James I recommend James to anyone that might be looking to buy a home.

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