James BaileyMortgage Loan Consultant (7 years experience)
Purchase Loan, Refinancing, Home Equity, Mortgage Planning
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My name is James Bailey and my goal is to be the best mortgage home loan consultant in San Jose, California, by the time I am 30 years old. I work for Meriwest Mortgage as a Loan Consultant for our local not-for-profit Credit Union - Meriwest Credit Union. I was born and raised in San Jose, California. I have five years of consumer lending experience. I am a licensed Mortgage Loan Originator for the State of California and I am also a Notary Public for the state of California. At Meriwest Mortgage we have very competitive mortgage rates for new home purchases and also for refinancing home mortgages. We have home loan mortgage calculators (https://www.meriwest.com/calculators) on our Meriwest Credit Union website to help you figure out what would be the best loan for your own financial situation. You can also view our Meriwest Mortgage home loan rates (https://www.meriwest.com/mortgagerates) that are updated on a daily basis. We have fixed mortgages for 40 year fixed, 30 year fixed, 30 year fixed interest only for 10 years, 20 year fixed, 15 year fixed, and 10 year fixed conforming loans for loan amounts of $417,000 and under. We also have 3/1 year ARM (adjustable rate mortgage), 5/1 year (adjustable rate mortgage), 5/1 year ARM for 40 years, 7/1 ARM (adjustable rate mortgage), and 10/1 year ARM (adjustable rate mortgage). We also offer 30 year jumbo fixed loans for $729,800 to $1,000,000. When I am not working tirelessly to secure mortgage loans for my clients I enjoy traveling! I play golf, ride my motorcycle and volunteer at many different functions around the community such as "Habitat for Humanity", "Rebuilding Together," and the local MS Walk in Los Gatos, California. I hope you contact me TODAY to find out how I can help you with your next loan.MoreLess