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James Peters's Advice

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  • 111 Contributions
  • 1 Best Answers
  • 3 Helpful

James Peters wrote:

I believe I may have encountered a scam.

Answer
Definitely something wrong with that.
March 26
(0)

On the Market 50 Days and ~70 Showings, 5 Second Showings without an Offer!

Answer
If you are not comfortable with your realtor now the odds of you being comfortable anytime soon are probably slim. 70 showings and no offer is not good. Even if your home is priced too high why did you not get even a low ball offer? If you need my help let me know. There are some good agents out there that can sell your home quickly especially in this market. Your home should sell fast in the Carmel area. Be reasonable in the listing price and it will sell quick.
March 26
(0)

FHA Co-borrower requirements?

Answer
If your fiance qualifies income wise himself you can be the co-borrower and don't have to provide income at all. If your income is needed to qualify for the home you want to purchase you can refer to Brian's comment he was spot on. Some lenders only need 30 days income as long as you are full time. 2 year work history will have to be provided though.
March 26
(0)

Can I legally get a mortgage loan without my husband?

Answer
Yes as long as you qualify income and credit wise you can. Contact me if I can be of assistance.
March 26
(0)

If I am on the deed but not on the loan that was foreclosed can I still be approved for a mortgage?

Answer
Yes in all fairness you should be able to qualify since the foreclosure will not be on your credit report. Contact me for help. Is your credit above a 620?
March 26
(0)

What Can I expect my USDA home loan rate to be locked in at.

Answer
I am in Pendleton, Indiana most of us can do better than that. Contact me if you would like another opinion. USDA loans take a little longer to close but we can do it in about 3 weeks. 
March 26
(0)

Zero cost FHA streamline refinance possible?

Answer
One of the things that we need to know is what is your credit score? Do you have good credit. If so let me look at a conventional option and do away with your mortgage insurance all together and get you a better rate. Contact me if you have good credit I can save you money.
March 26
(0)

Anyone do FHA Streamline with no income verify?

Answer
What do we need to do Clay.[email address removed by Zillow.  Please look at our Good Neighbor Policy for details.]
June 20 2012
(0)

Anyone do FHA Streamline with no income verify?

Answer
Clay I am in Indiana looking for just a streamline have job just no income verify. 
June 20 2012
(0)

hello i am trying to buy a house and its my frist time i need help someone

Answer
Well I would be happy to help you where are you in the process and what all do you need help with?
June 20 2012
(0)