Personable, fluent, and professional James was able to make a very stressful and nerve racking experience easier. He was always available regardless of the time or day and would go to any length to make sure your questions were answered and that you were comfortable with it. No matter how small the question was or even if the question was for the Realtor not him, he would go out of his way to get it answered.
He had a very good rapport with our Realtor which is a HUGE deal when buying a home. He did not sugar coat anything and was honest with us and our Realtor about where our finances stood and what offered we needed accepted to make the loan work.
James sees the big picture. The loan he draws up is truly for you. He takes the time to understand your individual financial situation. We are very happy with our loan and would use him time again.