It took over a year to sell our old house and move into our dream home. During the whole time James provided outstanding customer service. When the seller cancelled the contract on our dream home two days before closing, James was the first to let me know and had a plan B. We got the house we wanted!!! This is the 9th home I've bought during my military and civilian careers. James Gay is by far the best mortage loan officer I' ve had the pleasure to work with! I highly recommend him.