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Jeanne Bendik

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Premier Agent

16 Recent Sales (last 12 months)

REALTOR (10 years experience)

Specialties:
Buyer's Agent,
Listing Agent,
Relocation,
Consulting

Advice

  • (5 Contributions,
  • 0 Best Answers,
  • 0 Helpful)

Contributions are sorted newest to oldest.

We are first time home-buyers who would like to purchase a USDA home. Where do we start?

Answer

I am a Realtor not a mortgage lender, and I have helped many people buy a home using the USDA loan.I would suggest you do 2 things, 1) find a REALTOR in your area that has worked with the USDA mortgages2) then find a Mortgage Lender who has done USDA mortgages.  For a property to qualify for a USDA mortgage it must be in a geographical area that the government says will qualify for the mortgage. This usually is a rural area. There are maps provided by the government that will show if the area qualifies.  Usually the Mortgage lender can look up the area or provide the link for the maps for USDA qualifying mortgages. Also there are limitations on a buyers income. Again a Mortgage lender will have all that info. I hope this helps and good luck!

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What is the best way find a realtor?

Response

I think the best way to find a Realtor is to ask your friends, family, and co-workers if they could recommend a Realtor. Before deciding on a particular Realtor I would ask to meet with them and discuss my home buying needs.  Zillow is a great way to read the reviews of a particular Realtor.  I hope this helps and good luck!Jeanne Bendik, RealtorMcDonald, Pa 15057 

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how can I find out what my home is worth?

Answer

I think the best way to find out what your home is worth is to contact a real estate agent in your area and ask for a CMA (Comparative Market Analysis).  I would ask the agent to only include those homes that have sold in your area and that are most like your home within the last 6 months. Also include all the homes that are most likes yours that are actively listed for sale.  Then use these figures as a range for your home's value.  If your home has many updated features then the higher range for pricing is most likely the best price.  If you want to have your home listed to sell and you want to sell it quickly then the lower price range is probably your best option.An appraisal by a certified appraiser is also an option.

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