It is not likely to qualify for an FHA loan with an unpermitted bathroom.
Public Records on electronic file in every city and town.
It is probably because your home has less square footage than your neighboors. The main factor in Zillow valuations are home square footage and the lot size.
All management companies set their own fees but yes it's usually the same around 10%
Talk to a loan broker who represents many lenders and they will be able to get you the best rates available. If you have a relationship with your bank you may get a preferable rate if you have lots of cash in the bank.
It sounds like you should qualify easily for a mortgage. You should find a good mortgage broker. They represent many sources of loans. If you would like a referral to a great broker send me an e-mail... BTW... I am in Los Angeles.. you should find a local mortgage broker.
Statistics show that the use of a realtor will maximize your profit potential and keep you from making costly legal mistakes in the sale or purchase of your property.
Rates are completely negotiable between the broker and seller... there are no standard rates.
I will keep your client needs in mind.
Let me check into it and I will get back to you!