Thanks, Jeff, for doing the review our our home, and rental mortgages and LOC. I really appreciate that you followed up with me, because I'm extremely busy so I really appreciate the fact that you scheduled with me and were right on time when you said you'd call. You always called me back in a reasonable time and often right away. Thanks for following up with me and walking me through the visual process of your mortgage work sheet. This is truly your silver bullet. I need to see the numbers not just hear them. I have several very complicated mortgages and your process of explaination more than helped me through knowing what I have and what my options are. You are a much more patient man than I am. Thank you for your professionalism. Brian Decker.