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Jeff Chalmers Reviews

Jeff Chalmers
Senior Loan Officer, MA Loan Originator's License (22 years experience)


Purchase Loan, Refinancing, Home Equity, Mortgage Planning

- Highly likely to recommend
02/26/2014 - user36852566
Closed purchase loan.
I don't normally give 5 stars across the board unless someone truly deserves it. I was put in touch with Jeff by our realtor, and my wife and I couldn't be happier. We were first time home buyers who had done enough research to know that finding the right person to setup your mortgage is crucial.

From the start, Jeff was very open and transparent. He didn't try to hide anything from us, fully explained what anything and everything meant, and how the numbers work now and over time. At one point, we were between two lenders (one was a large online lender and the other was Jeff), and the numbers were vastly different. When we asked the online lender to break down the numbers for us, we received a document that hardly had any detail. We then asked Jeff to break down his numbers for us - he not only broke down his numbers, but he went through the online lender's numbers and explained to us all of the things that were wrong and did not apply in Massachusetts.

Jeff and his team are exceptional, and I plan to use their services in the future, should the need arise.
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- Highly likely to recommend
05/27/2009 - KathrynandVander
Closed refinance loan. South Milford, Mendon, MA 01756
We had a great experience with with Jeff and Real Solutions, and have already recommended them to friends and family. My husband is a very skeptical guy, especially when it comes to the internet, so when I told him that the whole process was online he was sure I had made a terrible mistake and that Jeff ("if that's even his real NAME!") was probably just out to get us. Well, Jeff sure proved him wrong! He came out to our house personally at the closing just to ease my husband's fears, and believe it or not, ended up entertaining my three year old son for an hour so we could sign our documents! Thanks Jeff, and Carol for the great job!
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- Highly likely to recommend
06/03/2009 - JoshHancock
Closed refinance loan. Mid-Cambridge, Cambridge, MA 02139
Jeffrey is really great to work with!!
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- Highly likely to recommend
06/23/2009 - mustangez
Closed refinance loan. Reading Highlands, Reading, MA 01867
Jeffrey was great to work with. He assisted us refinancing our home. The process went very well even with a couple setbacks like the appraisal and PMI. His online system, attention to detail, and outstanding commitment to service make Jeffrey a level above every other lender I have ever worked with. Jeffrey worked to get us the best rate available, and he beat every other estimate we got both online and from local banks. He also makes sure that his estimates stay on point all the way through closing. I've already recommended him to my family and I recommend him to everyone out there reading this. You won't find a more trustworthy lender. If every lender was like Jeffrey, our economy would be in a better place. :) Jeffrey, Thanks for all your help.
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Response from Jeff on 06/24/2009
Elliot, I sincerely appreciate both your honest and gracious review as well as your sister's referral for her home purchase. That says volumes. Lunch was great yesterday - Thanks Again and Congrats on your wonderful new addition! Keep me posted so we can spoil. :)


- Highly likely to recommend
04/13/2009 - EYHPark
Closed refinance loan. Arlington Heights, Arlington, MA 02476
Jeff did a great job in helping us re-finance our loan down 1.5% from our original mortgage. The closing costs were much lower than what other competitors were offering. Plus the actual closing costs came in lower than our original Good Faith Estimate. The electronic form uploads and downloads were very convenient and helped us track the progress of our application, approval, and closing. We've already recommended Jeff to a few of our friends!
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- Highly likely to recommend
04/16/2009 - rachel40
Closed refinance loan. Ten Hills, Somerville, MA 02145
Jeff Chalmers was a pleasure to work with. I have never had such a good experience refinancing. Not only was his pricing the best, but his attention to the details of my loan were exceptional. His online services are amazing and I was able to track when he recieved my documents and always knew what he needed from me. I could check rates everyday off the click n close website that I knew were current. HIs approach to this business was refreshing in that he was so honest and upfront. HIs success is based mostly on referrals which means your track record has to be good. I am recommending him to my family members. I am a professional woman who does not have alot of time and this company was the easiest and most stressfree experience. THis is a no brainer! He even beat out my friends prices who is in the business!!
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- Highly likely to recommend
07/29/2009 - drummer7070
Closed refinance loan. West Newton, Newton, MA 02465
Paid just over $2000 for closing costs and worth every penny!! Ended up shaving $450 per month of my mortgage thanks to Jeff which included an amazing rate and the elimination of PMI. I've already passed on his name to another couple and won't hesitate one second to pass it on to anyone / everyone I know!!
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- Highly likely to recommend
08/11/2009 - BGEpstein
Closed refinance loan. East Arlington, Arlington, MA 02474
Jeff was fantastic throughout the process -- not just with great rates and low fees, but being a true customer advocate and gently pushing us to get things done. Easily the best refinance experience we have had.
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Response from Jeff on 08/11/2009
Brian, Thank You for your kind words, but being so great to work with made my job that much easier. Of course, dinner is on me!


- Highly likely to recommend
03/17/2009 - lee.zar
Gave me a quote on Zillow, but it did not work out. East Cambridge, Cambridge, MA 02141
Jeffrey was a pleasure to work with. He returned my calls quickly and spent considerable time explaining the refi process and his costs. I actually felt like I was his only customer! His closing costs are extremely low compared to others, so you'll save a lot of time if you start with a quote from Jeffrey.
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Response from Jeff on 03/17/2009
Leon, Thank You truly for your honest review. I'm always here to help.


- Highly likely to recommend
03/09/2009 - ttgo
Gave me a quote on Zillow, but it did not work out. West Peabody, Peabody, MA 01960
good advice, did not sell me a loan, was honest enough to tell me that I should talk with my existing lenders first.
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Response from Jeff on 03/09/2009
Joe, honesty is ALWAYS the best and ONLY policy. Refinancing you with your current rate would only add unnecessary costs and your ROI would be longer than makes financial sense. Consolidating your subordinate loans will free up some cash and enable you to pay these down faster as well, saving more in the long run. If rates drop to a point that makes sense we'll reach out, but until then we'll add you to our RateTracker system. Remember, you can ALWAYS call or email me with ANY questions.


Professional Information
Guaranteed Rate, Inc.
38 Pond Street
Franklin, MA  02038
(508) 528-1800 x7838Click to view
(774) 291-6527Click to view
(855) 951-5626Click to view
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  • 76803
  • 76803 (MA Loan Originator's License)
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