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Profile picture for Jesse Hardin

Jesse Hardin


Senior Loan Officer, NMLS License (13 years experience)

Purchase Loan,
Mortgage Planning,
First Time Home Buyers

Add personality to your profile! Tell the community about yourself, your home, and your profession.

As a 12 year veteran Loan Officer at Flagstar Bank I understand that lasting business relationships are built by providing the highest level of customer service possible.

Every borrower has unique financing concerns and that's why my goal is to design the right financing program while making the entire process stress-free.

I assist and cater to a wide array of clientele including first time home buyers, investors, builders, and current home owners wishing to purchase a new home or refinance their existing mortgage.

Working for a National Lender allows me to assist clients in all 50 states and the Virgin Islands.

I also work directly with Realtors, and teach a Home Financing course to all new agents that join the Lexington Bluegrass Association of Realtors. I am very dedicated to the success of my realtor partners and the Central Kentucky Realtor community.

If you are in need of home financing, I would love the opportunity to earn your business. I'm available days, nights, and weekends at and I promise to deliver timely, dependable, and professional service and will always fight for your money as if it were my own.  Contact me any time at (859) 361-0309 and at
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Ratings & Reviews


12/22/2014 - brynneauten
Closed purchase loan.

Jesse has been wonderful to work with especially in this busy time before the holidays. My husband and I are first time house buyers and Jesse kept this simple and answered every question we had! I'd highly recommend working with him.

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11/15/2014 - tuckerdh2
Closed purchase loan. Chevy Chase-Ashland Park, Lexington, KY

Jesse is awesome!!!!! He got our VA loan finished really fast. He always returned phone calls in a timely manner and answered all questions. He always knew what was needed from the beginning of the loan application which makes everything go much faster. He is fast, efficient, and a very professional person. I would recommend Jesse to anyone I know and would definitely use him again.  More Less 

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11/14/2014 - gputthoff
Closed purchase loan. Georgetown, KY

I met Jesse Hardin through my Realtor. Since this I am a first-time homebuyer, I was especially nervous about the details that would go into financing but Jesse made the process very easy for me.

As I provided him with the necessary personal/financial information, I think the best thing he asked me is how much I wanted to pay each month. Within a day or two of me giving him my paperwork, he presented me with the news I was approved and gave me price ranges based on the monthly payment I wanted. Although I'm sure on paper I can "afford" more based on my income, his commitment to keeping me within what I wanted was a definite plus. His estimates included the taxes and insurance that would ultimately impact my payment each month. When I closed it turned out his estimates were spot-on. Further, he also gave me a breakdown of loan types, so I was able to compare rural housing loan options vs a traditional Kentucky loan. It really illustrated how my buying power would differ based on where I chose to live. I ultimately decided to take advantage of a rural housing loan and I felt like he found me a "free" $15,000 because of the half-point difference in interest rates.

Throughout the entire process, Jesse and his staff made everything pretty painless. We talked on the phone several times and handled a lot over email and, looking back, everything came together very quickly. In fact, everything was so easy that I feel like I've missed out on some right of passage about the stress of home buying...but I certainly can't complain about that!

When Jesse and I finally met at my closing, I felt like I was meeting an old friend. Now that I'm living in my new home, Jesse is still available to answer questions for me and always does so promptly. I can't imagine a better home buying experience.
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