Mortgage Loan Officer, IL Mortgage License, AZ Mortgage License, CO Mortgage License, IN Mortgage License, PA Mortgage License, UT Mortgage License, FL Mortgage License, WA Mortgage License, SC Mortgage License (6 years experience)
Jim Calloway was extremely good to work with throughout a lengthy process of obtaining a loan to refinance an existing loan with what I considered to be a less than respectable lending institution. Jim experienced difficulty in obtaining needed informaiton from the existing lienholder that we were attempting to refinance so he solicited assistance from others he works with to bring pressure to bear on them to be more cooperative.
In short Jim Calloway was very responsive, very honest and very diligent in his efforts to assist us. His efforts resulted in our being successful in obtaining a new loan on our home at a substanitally reduced interest rate with a resuling reduction in the monthly obligation and a shorter amortization period. I woukld not hesitate to recommend him to others.
I was very apprehensive about re-financing my home totally by computer and phone without meeting face-to-face. However, the rates offered were favorable, so I decided to give it a try. Jim made me feel comfortable about the whole thing and I felt like he knew what he was doing, so I took the plunge. The transaction worked out better and faster than my previous re-fi that I did with my local bank! Everything Jim said he would do, he did. Here's a tip: when asked for any documentation - make it complete and fast; that helped me get my deal done in about 30 days.
In all my years of home ownership/refinances and dealing with Loan professionals Jim Calaway was by far the easiest, most attentive, knowledgable Loan Officer I have ever had the pleasure to work with. He made closing on my refinance simple and easy. Answered every question I had within minutes of my email if not by the end of that business day. I also must say his knowledge of the state where I live and the laws that were applicable to my loan was incredible. Anyone I hear talk about wanting to buy or refinance there home I have gladly passed along Jim's information and will continue to do so.