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Joe Cafiero

Zillow All Star

The All-Star badge is given to top contributors of the Zillow community. These are active Zillow users who share their real estate knowledge and help others by contributing high-quality content. The more and better the contributions, the more likely an award will be granted. Users' contributions can be seen in their profiles.

Lender

VP of Mortgage Lending (14 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

 

  
 

08/30/2010 - Unknown
Gave me a quote on Zillow, but it did not work out. Westtown Township, West Chester, PA 19382

5 Stars

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Response from Joe

 

  

08/10/2010 - njguy99
Closed purchase loan. Boonton, Montville, NJ 07005

Joe is simply the best loan officer I have ever worked with. He is honest, responsive, and works with you to develop options that suit your needs, not the bank's! And, best of all, even when the opportunity arose where he could have made a few extra bucks for himself, he still steered us to a program that saved us money. You cannot go wrong working with him.

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Response from Joe

 

  

03/05/2010 - irgh
Gave me a quote on Zillow, but it did not work out. Saint Peters, Warwick, PA 19465

Joe has been very helpful on what has been an endless search for the right home. It is especially nice to have someone local to the area who knew some of the different realtors we have dealt with.

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Response from Joe

 

  

02/17/2010 - S915
Gave me a quote on Zillow, but it did not work out. Frazer, Paoli, PA 19355

Joe was available even on weekends and very helpful with our situation. When the time is right for us to buy, we will be in contact with Joe.

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04/12/2010 - briangarner82
Gave me a quote on Zillow, but it did not work out. Upper Vailsburg, Newark, NJ 07106

Didn't do the loan with him but not his fault-was very quick to respond.

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Response from Joe

 

  

01/12/2010 - RoadRage1
Gave me a quote on Zillow, but it did not work out. New Monmouth, NJ 07748

Joe was very responsive and it was quite knowledgeable about the process. He was also able to refer a realtor to help me look at properties. Look forward to completing the process with him

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06/30/2009 - bulljb
Closed refinance loan. Lionville-Marchwood, Exton, PA 19341

Joe was excellent! He worked very closely with us from start to finish, and he's someone I'd love to do business with again.

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04/23/2009 - tbreezy
Closed refinance loan. Morgantown, Robeson, PA 19543

Joe was very forward with all of the information regarding our refinance. There were no surprises and he even negotiated a lower rate about 1 week before closing since rates were dropping. Joe also exhibited flexibility working with my own title agent. Highly recommended. Thanks!!!

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08/31/2009 - omundustrong
Closed purchase loan. Rotterdam, Schenectady, NY 12303

Well I will tell you this, my experience with online transactions have been horrible until I met Joe through zillow.com. I was in fix with a mortgage broker who kept changing the amount required for down payment for an FHA loan; when I started the process with this broker she pre-approved me and gave me a GFE, immediately after I was in contract the terms suddenly changed and she upped the required down payment by $4000; go figure I went for an FHA loan because I knew the down payment was lower than a conventional loan. I was preparing my family for disappointment since I didn’t see how the sudden changes could be accommodated. That’s where Joe came in, I contacted him and he approved me with great expediency and within a week we had an FHA approval, I was a bit worried that we wouldn’t make the closing date but as sure as the sunrise in the tropics Joe’s word come through. So what am I saying? If want straight talk and real GFE combined with a smooth ride to your closing date get Joe Cafiero to work with you. He is superb at what he does I highly recommend him. Signed –a man sitting in his living room because of Joe

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07/06/2009 - joshua.kolling
Closed purchase loan. Andalusia, Bensalem, PA 19020

I closed my loan with Joe and actually already referred another to his services. I work in the financial industry and while being skeptical of finding a lender through zillow at first, found Joe to be very knowledeable and able to answer all of the questions I had. I am also able to confirm from the GFE that his fees remained consistent throughout the process and the no "bait and switch" occurred when it came to closing. Thanks so much Joe for your assistance in the process!

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