Profile picture for Joe Cafiero

Joe Cafiero Reviews

Joe Cafiero
VP of Mortgage Lending (14 years experience)


Purchase Loan, Refinancing, Home Equity

- Highly likely to recommend
08/10/2010 - njguy99
Closed purchase loan. Boonton, Montville, NJ 07005
Joe is simply the best loan officer I have ever worked with. He is honest, responsive, and works with you to develop options that suit your needs, not the bank's! And, best of all, even when the opportunity arose where he could have made a few extra bucks for himself, he still steered us to a program that saved us money. You cannot go wrong working with him.
Response from


- Highly likely to recommend
03/05/2010 - irgh
Gave me a quote on Zillow, but it did not work out. Saint Peters, Warwick, PA 19465
Joe has been very helpful on what has been an endless search for the right home. It is especially nice to have someone local to the area who knew some of the different realtors we have dealt with.
Response from


- Highly likely to recommend
02/17/2010 - S915
Gave me a quote on Zillow, but it did not work out. Frazer, Paoli, PA 19355
Joe was available even on weekends and very helpful with our situation. When the time is right for us to buy, we will be in contact with Joe.
Response from


- Highly likely to recommend
04/12/2010 - briangarner82
Gave me a quote on Zillow, but it did not work out. Upper Vailsburg, Newark, NJ 07106
Didn't do the loan with him but not his fault-was very quick to respond.
Response from


- Highly likely to recommend
01/12/2010 - RoadRage1
Gave me a quote on Zillow, but it did not work out. Oak Hill, NJ 07748
Joe was very responsive and it was quite knowledgeable about the process. He was also able to refer a realtor to help me look at properties. Look forward to completing the process with him
Response from


- Highly likely to recommend
06/30/2009 - bulljb
Closed refinance loan. Lionville-Marchwood, Exton, PA 19341
Joe was excellent! He worked very closely with us from start to finish, and he's someone I'd love to do business with again.
Response from


- Highly likely to recommend
04/23/2009 - tbreezy
Closed refinance loan. Morgantown, Robeson, PA 19543
Joe was very forward with all of the information regarding our refinance. There were no surprises and he even negotiated a lower rate about 1 week before closing since rates were dropping. Joe also exhibited flexibility working with my own title agent. Highly recommended. Thanks!!!
Response from


- Highly likely to recommend
08/31/2009 - omundustrong
Closed purchase loan. Rotterdam, Schenectady, NY 12303
Well I will tell you this, my experience with online transactions have been horrible until I met Joe through I was in fix with a mortgage broker who kept changing the amount required for down payment for an FHA loan; when I started the process with this broker she pre-approved me and gave me a GFE, immediately after I was in contract the terms suddenly changed and she upped the required down payment by $4000; go figure I went for an FHA loan because I knew the down payment was lower than a conventional loan. I was preparing my family for disappointment since I didn’t see how the sudden changes could be accommodated. That’s where Joe came in, I contacted him and he approved me with great expediency and within a week we had an FHA approval, I was a bit worried that we wouldn’t make the closing date but as sure as the sunrise in the tropics Joe’s word come through. So what am I saying? If want straight talk and real GFE combined with a smooth ride to your closing date get Joe Cafiero to work with you. He is superb at what he does I highly recommend him. Signed –a man sitting in his living room because of Joe
Response from


- Highly likely to recommend
07/06/2009 - joshua.kolling
Closed purchase loan. Andalusia, Bensalem, PA 19020
I closed my loan with Joe and actually already referred another to his services. I work in the financial industry and while being skeptical of finding a lender through zillow at first, found Joe to be very knowledeable and able to answer all of the questions I had. I am also able to confirm from the GFE that his fees remained consistent throughout the process and the no "bait and switch" occurred when it came to closing. Thanks so much Joe for your assistance in the process!
Response from


- Highly likely to recommend
06/03/2009 - jerzey
Closed purchase loan. Monroe, Sparta, NJ 07871
Joe was very patient with us as we watched two deals (foreclosure/short sale) fall apart. We had bumps along the way, but Joe's responsiveness helped us get to an easy closing. I was reluctant at first to use a lender I didn't know but found Joe to be very honest and professional. What I appreciated most though was his quick response to my calls or emails - even when he wasn't in the office.
Response from


Contact Lender
  • Please enter a first and last name.

  • Please enter a valid phone number.

  • Please enter a valid email address

  • Please fill in a note to the lender (5 character minimum, 800 character maximum).

  • Submitting contact...
    An unexpected error occurred. Please try again later.
  • By clicking “Contact Lender”, you agree that Bank of America, N.A. may contact you at the telephone number or email address you have provided above for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a Do Not Call registry or requested Bank of America, N.A. to not send marketing information to you by email. You agree Bank of America, N.A. may use automatic telephone dialing systems and artificial or prerecorded voice messaging in connection with calls or texts made to any telephone number you provide even if the telephone number is assigned to a cellular/mobile telephone service or other service for which the called party is charged. You are not required to consent to receiving autodialed calls or texts as a condition of purchasing any Bank of America, N.A. products or services. If you use a relay or other telephone service for the hearing impaired, please call or have your service call 1.800.915.8026 for help with your loan request.
Professional Information
Joe Cafiero
Guaranteed Rate Inc.
100 W Germantown Pike
Plymouth Meeting, PA  19462
(914) 456-0677Click to view
Advice posts:
Screen name:
Joe Cafiero
Member since:
  • 65146