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Profile picture for Joe Hinshaw

Joe Hinshaw

Lender

Mortgage Advisor (13 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

Joe is a very knowledgeable professional. He provided invaluable information and insight into this confusing loan-acquisition process from my first contact, and he continued to support me through the entire ordeal. His demeanor and insight was instrumental in me selecting him over other lenders initially, and my decision to use Joe proved to be accurate as the process unfolded. I have continued to contact Joe for mortgage related questions since we have secured our loan, and he continues to be a true professional and a close advisor.

  

08/13/2013 - user7498188
Closed refinance loan. Huntington Beach, CA

Joe is a very knowledgeable professional. He provided invaluable information and insight into this confusing loan-acquisition process from my first contact, and he continued to support me through the entire ordeal. His demeanor and insight was instrumental in me selecting him over other lenders initially, and my decision to use Joe proved to be accurate as the process unfolded. I have continued to contact Joe for mortgage related questions since we have secured our loan, and he continues to be a true professional and a close advisor.

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Response from Joe

 

  

08/08/2013 - user54283900
Closed refinance loan. Oak Creek, Irvine, CA 92618

I've known Joe for several years now and he has done a fantastic job of helping my clients with their home financing needs. Joe is the epitome of what you would want in a mortgage broker. I will continue to use Joe and refer my clients for any mortgage related needs.

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08/05/2013 - user77744989
Closed refinance loan. Orange, CA

You will not regret choosing Joe Hinshaw he treats you as if you were his own family. When I was looking to refinance my home, I wen into Chase and inquired about all the detail (my loan was already with Chase). I could not believe the rate and the out of pocket money that would have had to come up with. A girl a work told me about this great experience that she experienced with Joe, I called. I am so happy that I did. It was so easy rate was great and I had very minimal out of pocket expense. At the time of my refinance I had just had surgery and Joe made it a point to make it as easy as possible for me. When he needed additional information or papers signed he came by my home. HOPE RATES WILL GO DOWN AGAIN SO I CAN CONTACT JOE...BUT I THINK HE JUST MIGHT CALL ME FIRST!! He is always looking out for his clients best interst.

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08/02/2013 - William Carney
Was pre-approved. South Laguna, Laguna Beach, CA 92651

I highly recommend Joe. He was very responsive to my specific needs. These days stated income loans are difficult at best to acquire. Through his network of private investors he was able to secure for me a good loan at a competitive rate. Thank you Joe!!

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08/02/2013 - Kathy Clancy
Closed purchase loan. Mission Viejo, CA

It's not often that I would give a 5/5 in all categories, but Joe is one of the rare individuals who deserves top ratings. He is quick to respond, knows his stuff & is committed to outstanding service. Lenders can make or break a deal and Joe is my go-to guy who I know will get it done.

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08/02/2013 - user7928895
Applied for a loan, but it didn't work out. Prothero Mobile Home Park, Lake Forest, CA 92630

Joe sends emails about the market and sometimes I would just have random questions. And he responded just right away. The knowledge and expertise in his field shows. Thank you Joe for working with me!

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07/24/2013 - user9628596
Closed purchase loan. Costa Mesa, CA

Joe has been my mortgage broker for my first home purchase and a refinance. The process went flawless and just as expected. He guided us through each step of the process making us knowledgeable of the home buying business. Joe was very prompt to answer emails or phone calls, and this was the most valuable attribute for us. I highly recommend his services, as you will not be disappointed.

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07/24/2013 - user4652658
Closed refinance loan. Orange, CA

I had to give Joe five stars. I have worked with mortgage brokers who once an application has been signed go absent from the process, will not respond to phone calls, delay, and are irresponsible. Joe is none of these. He has always hunted for the best rates, sought lenders who are responsive and do not delay, and follows through the entire paperwork process conscientiously. He is quick with follow-up and has a good team working with him. I really can't say enough good things about him. I've worked with him at least four times on refinances.

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07/22/2013 - user36521772
Closed refinance loan. Santa Ana, CA

Joe is one of those rare mortgage advisers that is on your side. He has a tenacity to find his clients the best rate, lowest fee's and close on time. We have refinanced with Joe several times over the last few years as rates declined, and have been very happy with each transaction. I have recommended Joe to friends and they had the same satisfying experience.

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07/22/2013 - user7024642
Closed purchase loan. Laguna Hills, CA

My loan experience with Joe was great- everything went very smoothly in a 30 day escrow- any potential issues were addressed before they became issues. He was very responsive- always followed up the day I left a message. Joe kept me in the loop on all details and the status of the loan throughout the process. I would highliy recommend Joe !

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