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Profile picture for Joe Zamoiski

Joe Zamoiski

Lender

Vice President/Sales Manager

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

Joe and his team were conscientious, helpful and went the extra mile when needed to resolve issues throughout the home buying process. His judgment was spot-on in terms of locking in a very favorable mortgage interest rate. Joe was on hand 24/7 to ensure everything was on track and went as smoothly as possible. I was referred to Joe by a friend who had worked with him previously and recommended him highly, and I am happy now to do the same.

  

07/10/2015 - Stephjm
Closed purchase loan. West River, MD

Joe and his team were conscientious, helpful and went the extra mile when needed to resolve issues throughout the home buying process. His judgment was spot-on in terms of locking in a very favorable mortgage interest rate. Joe was on hand 24/7 to ensure everything was on track and went as smoothly as possible. I was referred to Joe by a friend who had worked with him previously and recommended him highly, and I am happy now to do the same.

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07/10/2015 - Bmalimal
Currently working with lender. Bradley Farms, Potomac, MD 20854

I've known Joe since getting into the business in 2001. He carries an authentic passion for serving people and is very knowledgeable about the loan programs out there. If Joe can't make it work, hard to imagine anyone can.

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06/29/2015 - Robert Kloss Financial Advisor
Currently working with lender. Bradley Farms, Potomac, MD 20854

I have known Joe and Team Z for over 10 years now. They have done all of my purchases/refi's, and I refer all of my clients to them. I could not think of using anyone else in the DC area for mortgages.

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06/26/2015 - George Glekas
Currently working with lender. Bradley Farms, Potomac, MD 20854

Working with Joe is always a no brainer. He knows every program and has seen every scenario. He always gets the job done which makes using him an easy decision.

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09/23/2013 - user25894499
Closed purchase loan. Bethesda, MD

I financed and refinanced multiple properties with Joe over the years and have nothing but the highest regard for his professionalism. Joe has always provided extremely competitive rates and exemplary service. I have recommended Joe to friends and colleagues and will continue to do so.

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09/21/2013 - user96429381
Closed purchase loan. Lakewood Estates, North Potomac, MD 20850

My husband and I met Joe at a first time home buyers class several years ago and we've done business with him ever since. He helped us finance our first home and walked us through the process, answered all of our questions, worked with our budget and made the experience so much less stressful. Joe and his team worked hard to make our experience seamless. He even called us from his vacation to check in with us right before we closed. We have since refinanced with Joe and will definitely continue to use him in the future. We've recommended friends who are considering purchasing a home to Joe and do so without reservation. He has continued to follow up with us over the years and treats his clients like he would a family member.

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09/19/2013 - user8412045
Closed purchase loan. Bristow, VA

We have financed and refinanced with Joe Z several times and he is hands down the best lender guy out there. He and his team are super responsive and treat you with the utmost professionalism through a somewhat stressful but exciting period. We wouldn't go with any other!

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09/12/2013 - user56298892
Closed refinance loan. Rockville, MD

My wife and I have financed and refinanced home mortgages with Joe multiple times. A dear friend at the Mortgage Bankers Association recommended Joe and we've long been impressed with his expertise, his determination to find us the best rates available, and his enthusiasm for his work. We also greatly appreciate how Joe stays in touch with us, not only when we need a mortgage, but continuously. Joe loves his customers so much that he holds "customer appreciation" parties, which are great fun. Joe has always worked very hard to satisfy our needs and to earn the title of "our mortgage guy." Joe is definitely "our mortgage guy" and we never go anywhere else.

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09/12/2013 - user5497401
Closed purchase loan. Petworth, Washington, DC 20011

Joe and his fabulous team are highly professional and get the job done right. They have the perfect combination of expertise and passion to service your needs.

They set your expectations and deliver, they are the real deal.

Highly recommend and have many times to friends and family.

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09/11/2013 - user7571811
Closed purchase loan. Pooks Hill, North Bethesda, MD 20814

I can't say enough amazing things about Joe and his team. What felt like a far fetched dream of buying a house for my husband and I turned into a reality because of Joe's hard work. With multiple potential "obstacles" Joe was able to provide us with the best options available and wound up right inside out budget. Looking back on the whole experience I don't think owning a house in Bethesda, MD would be possible without Joe and company. I would choose to work with him all over again (and soon might!!)

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