Joel Farrell was my contact and I cannot recommend him enough. Joel walked me through the whole mortgage process, answered all of my questions, and pre-approved me for a loan with a great rate. Whenever I needed him, he always got back to me in a timely manner. He is great at explaining every charges in my loan so I have a clear understanding of everything that I am paying, Also, you can not beat their low fees compared to other banks.
I would truly recommend Joel to anyone needing not only a great rate, but a great experience in their search for a mortgage loan.