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JohannaFitchRoady

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I had a short sale back in March 2010. I want to buy a house with an FHA loan.

Answer

Hi Jason,Thanks for the reply.  I did speak with a mortgage broker that looked into my credit report and saw no signs of preforeclosure (it was due to a divorce and there were a few months that payments were not made, but I never heard the word foreclosure mentioned.  I was in contact with the mortgage company the whole time).  But when the mortgage broker contacted a couple of underwriters they said I needed to wait the 3 years.  When I did some online searching I saw that it's possible to get a home loan after 2 years.  Maybe I need to talk to another mortgage broker or contact him again?

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