Profile picture for John Hamidi

John Hamidi Reviews

John Hamidi
Sr. Mortgage Consultant, NMLS (13 years experience)


Purchase Loan, Refinancing, Mortgage Planning

- Highly likely to recommend
06/22/2013 - user2218795
Closed refinance loan. Cypress, CA
It was a pleasure to work with John Hamidi, very knowledgeabl, called us back right a way,answered every question we had.I would call John again and recommend him highly.
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- Highly likely to recommend
06/18/2013 - Edosan
Closed refinance loan. Rolling Hills Ranch, Chula Vista, CA
John is your true consumate professional. Not only he helped me get the lowest rate and zero closing cost on my loan refinance, he also helped me throughout the process and continuously encouraged me to stay the course when things got really rough with underwriter's ridiculous requirements and demands!

He absolutely made this refinancing a success despite all the frustrations and difficulties and when others would have given up.

John, thank you very much. It was a pleasure doing business with you!
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- Highly likely to recommend
06/06/2013 - user4169831
Closed refinance loan. Chino, CA
Eacellent service from beggining to end of loan , everyone you deal with inside C2 financial is top notch and understand what it takes to process mortgage loans. very good expierence !! will recommend to everyone.
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- Highly likely to recommend
05/31/2013 - user42782596
Closed refinance loan. Poway, CA
John was very professional and got back to me right away. He talked me down from the ledge a couple of times when I got nervous and thought about going with a more traditional financing option. However, in the end, John and C2 Financial were just the way to go! I am very pleased with the work they did and the rate they got me was unbelievable. Their competition all told me it was "too good to be true" . . . but guess what, it wasn't!!! :-) I'm a tough customer with a technical background in economics so pleasing me is difficult but they did it. Please do not be discouraged by the fact that there are bigger "brands" out there. Frankly, I had never even heard of C2 Financial before I got the call, but I do now and I'm very pleased with the work they do. If you do your part (get your documents together, respond to emails quickly, etc.), they'll certainly do theirs. John's getting 5 stars from me for a very successful refinance.
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- Highly likely to recommend
05/20/2013 - user8186150
Closed refinance loan. Vacaville, CA
John Hamidi was professional in every sense of the word. If he did not answer his phone, he would call me back within minutes. He was patient and explained the mortgage process in areas where I did not understand. When I did not understand some of the forms and how the math worked, he assured me that the forms matched what we had agreed on. And, it closed exactly how John said it would. I must say that I was skeptical through the whole process because that is my nature and I had a previous incident with another lender. When it closed and the numbers were right, I had a sense of relief. I gladly recommend John Hamidi.
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- Highly likely to recommend
05/20/2013 - wildepi
Closed refinance loan. Rose Creek, Davis, CA
John did an excellent job with our loan - very quickly responding to our questions, getting the process moving immediately and getting us our loan and paperwork within days. Highly recommend John for refinancing - even at a distance (ours was a refinance loan in the Sacramento area and John was able to work via email and phone calls extremely effectively)!!
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- Highly likely to recommend
05/20/2013 - user4014555
Closed refinance loan. San Clemente, CA
Professional. Knowledgeable. Polite. Patient. Honest. Straight arrow. Everything he offered and promised became a reality (as long as the information provided to him was accurate). Highly recommended.
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- Highly likely to recommend
05/19/2013 - user6569650
Closed refinance loan. Danville, CA
I would highly recommend going through John Hamidi at C2 Financial for your refinance needs. He was professional, honest, and prompt. I tried to refinance in the past and I became so frustrated that I gave up. The paperwork process is so tedious today. He and his team made it bearable and in the end we are saving so much money!
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- Highly likely to recommend
05/19/2013 - user4948357
Closed refinance loan. San Rafael, CA
John and his team did my refi in Feb 2013. It was probably my 10th mortgage/refi I had ever done, and it was easily the best experience I have had. They are extremely knowledgeable, responsive, and professional, and got our refi done in record time (30 days). I have already referred 3 friends to them, and will never go anywhere else for a mortgage loan.
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- Highly likely to recommend
05/18/2013 - user20668770
Closed refinance loan. Stanton, CA
We are more than happy to share our experience here because we would like other people to have a chance to get a good deal and service like we did.

Recently we did a refinance with John Hamidi of C2-Financial. It is 15 year at rate of 2.875 for the amount of $330k, no cost! We didn't pay anything for the closing! All cost is covered by the lender! The final loan = current mortgage + our cash out amount. We know there are some other no cost deals out there. But some of them just roll the cost into the loan amount so you don't pay the cost up front, but you actually end up paying later, gradually.

This is our first experience of refinancing with a independent mortgage broker. We weren't quite sure at the beginning, especially the rate we were quoted. It turned out that everything worked out perfectly in terms of the rate and cost we were promised, closing time, and service we got. We didn't have to do or worry about anything except providing things that the lender asked for. In case of doubt, John and his associates guided us through. The whole process is stress-free.

After this refinance, we finally start to understand the meaning of mortgage broker. A good mortgage broker is someone who represent you to go out the market to find the best deal for you. Today, there are lots of dumb money out there to compete for the yield. Some deals are just incredible. But you need to know where to find them and select the best for you. When I say "for you", it means each lender has different standard, such as credit score, loan amount etc. It is nearly impossible to compare them. That is why you need a professional to do the shopping for you. We are lucky to have John Hamidi on our side.
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Professional Information
John Hamidi
Home Plus Mortgage
2878 Camino Del Rio S. Ste. 402
San Diego, CA  92108
Screen name:
John Hamidi
Member since:
  • 132352
Other Licenses:
  • 132352 (NMLS)