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Profile picture for John Hamidi

John Hamidi

Lender

Sr. Loan Officer, NMLS (14 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Ratings & Reviews

We have refinanced our mortgage several times already to take advantage of low rates and John is by far the best and if we ever need help from a mortgage broker again, we will no doubt go back to John and his staff. We wish we found him earlier so that we didn't have to go through other mortgage companies which took months. John was knowledgeable, personable, friendly, fast, responsive and was able to offer the best rate possible out there because they work so efficiently. We searched online for the best rate and found out some mortgage companies out there advertises rates they can not deliver and we were disappointed before we found John. We highly recommend John to anyone.

  

05/18/2013 - user09914356
Closed refinance loan. North Valley, San Jose, CA

We have refinanced our mortgage several times already to take advantage of low rates and John is by far the best and if we ever need help from a mortgage broker again, we will no doubt go back to John and his staff. We wish we found him earlier so that we didn't have to go through other mortgage companies which took months. John was knowledgeable, personable, friendly, fast, responsive and was able to offer the best rate possible out there because they work so efficiently. We searched online for the best rate and found out some mortgage companies out there advertises rates they can not deliver and we were disappointed before we found John. We highly recommend John to anyone.

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05/18/2013 - user3875223
Closed refinance loan. San Marcos, CA

Awesome experience with John and his team. Quick, professional and a pleasure to work with. John keep me updated on the daily rate swings and boy did they swing! Once I decided to lock, all I needed to do was let John know and he guided me through the process.

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05/18/2013 - user7825354
Closed refinance loan. South Laguna, Laguna Beach, CA 92651

I've re-financed twice with John in less than 2 years, and would do so again in a heartbeat. Each time, he was readily available, and we went through the process quickly and painlessly. The rate and costs were locked in at the initial phone call, and the rest flowed smoothly, with no games or delays. Appraisals were arranged and done almost immediately after that first phone call, and documents were drawn and signed conveniently with a surprisingly short wait. The second time was even easier than the first.

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05/18/2013 - user721367
Closed refinance loan. Carmel Valley, San Diego, CA 92130

Initial quote matched Good Faith Estimate which matched final closing costs. I had a feeling that if I did not stay on top of it (which I did) that there was a possibility of the loan not closing in time. (But it did). So overall I am very satisfied.

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01/25/2013 - user5471307
Closed purchase loan. Alpine, CA

Extremely professional. John kept us informed during each step in the refinance process. He completed the entire transaction in a very short time. I would definitely recommend John Hamidi to anyone who might need his services.

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01/24/2013 - WardBenshoof
Closed refinance loan. Verdugo Viejo, Glendale, CA

Very knowledgable about the market, and very prompt in follow through to secure the best rate. Would definitely use again!

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01/19/2013 - dsienick
Closed refinance loan. Rancho Bernardo, San Diego, CA

I looked at several lenders in order to refi my current loan at a lower rate and 15 year term from 30 years. When I called C2 financial and specifically John Hamidi, he was very informative about the process and competitive with the rate. He and his staff made sure that every step was understood and as promised. The whole process took less than 30 days, even though it was the holidays. The only surprise was from GMAC for closing out the old mortgage with handling charges. NO surprises from C2. I would recommend John and his staff to anyone looking for competitive rate and professional handling.

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01/18/2013 - user9739543
Closed refinance loan. Vacaville, CA

I shopped with other lenders but John was the most attentive and the refinance rates were among the lowest. He answered all my questions and was always quick to respond, usually the same day, either by phone or email. He walked me through the whole process of the loan and always kept me informed. Although the refinance should of been a very easy standard refinance, it did take just about 45 days. Through no fault of C2 financial, there was some problems verifying employment records, but thankfully with the help of Sally, loan processor, she was on top of it and got us through it. My suggestion to anyone wishing to refinance or purchase a home, have all employment history, copies of bank statements and financial records, W2's for at least the last two years ready before looking into loans. We ended up with a great rate and paying virtually no closing costs because of lender credits. I would use John at C2 Financial again and highly recommend his services.

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01/11/2013 - user2185996
Closed refinance loan. Castaic, CA

Over the years, I've refinanced my property lots of times, and I've met a lot of brokers. The best I've ever used was John Hamidi and I heartily recommend him to anyone seeking a refi.

My situation was a little complicated, and with the new lending requirements became even more so. He was patient and worked really hard to make sure my loan was approved. Whenever I had a question, he responded by e-mail or phone call immediately... usually within minutes. Whenever he said something would happen, it happened. If John says something, you can count on it.

In an industry where it seems that some folks are not eager to stand by their promises, not willing to be available whenever there's a question, not able to provide the best service and still have the BEST rates, John Hamidi NEVER EVER disappointed. I'm really glad that I was able to find him! And you will be, too, if you give him a chance.

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12/25/2012 - user89808354
Closed refinance loan. Rancho Palos Verdes, CA

John was great to deal with. He got us a great rate and our refi closed on time and without a hitch. I have already recommended him to several friends.

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