We recently refinanced our home mortgage through C2 Financial. I would highly recommend John Hamidi to anyone planning on refinancing in the near future. The rates he quoted were as good or better than those quoted by other brokers (we discovered him through Lending Tree). John was always accessible, even to the point of replying to emails late at night/over the weekend. He was unfailingly polite/professional, and the overall experience was so much less intimidating than I had expected, due in large part to Mr. Hamidi (I've had negative experiences with other brokers, so I entered the process somewhat wary). Once again, I would definitely recommend him to anyone considering a refinance.
Closed refinance loan. West San Jose, San Jose, CA
In this day and age, it is very easy to shop around for best rates. But it is certainly more difficult to find someone who can guide through the process. In our case it was a refinance. John's rate was actually the 2nd best that day, but the lender who gave us the best rate dropped the ball (slow responses, low ball appraisal, etc.). On the other hand, our experience with John was a smooth sailing. Since the beginning till closing - communications were good, every issue could be solved within a day or so, questions were answered quickly and accurately - it was a good experience!
Very recently, I applied to John Hamidi for a $297k 1st mortgage refinance. He was very helpful, very honest, and very knowledgeable. He had a great interest rate- the best around! The appraiser came out to my house about a week after I first applied. Then I signed the refinance loan documents at my house (Very convenient escrow signing procedure) about 2 weeks after my initial application. It was a "seamless" process.
It worked out perfectly. I could not be happier!
I would gladly recommend John to anyone to get a mortgage from him. And if/when i need another mortgage, I'll go back to John H. as well.
Gave me a quote on Zillow, but it did not work out. Baywood-Los Osos, Los Osos, CA 93402
Great guy; certainly not the schmoozy used-car salesman tell you what you want to hear type. I did not close a loan with Mr. Hamidi due to not overwhelmingly good current rates, but I'm still trying (I refinanced over a year ago so my rates are not that bad). I referred a relative to Mr. Hamidi; I strongly suggest that anyone considering a loan talk with this guy before you go somewhere else. If you want straight-talk from a guy who seems on top of everything, give Mr. Hamidi a call.
Closed purchase loan. Monaco, Redondo Beach, CA 90278
I've closed 2 loans with John. I was so satisfied with him on the 1st loan that I return to him for the 2nd, He was very efficient on my return business as well. John is thorough and is available to answer any questions you might have. I gained knowledge in mortgage business with his answers.
If you're looking for a true professional then John is your guy. He is extremely knowledgeable and explains everything in detail. Aside from knowing all aspects of the business he is also very attentive. I would call/email him numerous times throughout the day and the response was always fast.He is the definition of a 5 star lender.