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Joyce Weaver's Advice

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  • 29 Contributions
  • 1 Best Answers
  • 3 Helpful

Joyce Weaver wrote:

I am a first time home buyer and i am wanting to know if i have to pay anything to get preapproved?

Answer
A reputable lender will pull your credit. Some lenders will charge you a small fee upfront for this where others take a chance, pay out of their own pockets and hope that you continue to use their services as a lender. After you get your per-approval letter and you have an accepted offer on a property, your lender will order the appraisal and some will charge you that upfront and others will not make you pay until closing. Good luck in your purchase!
June 16 2013
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What are some good for sale by owner tips, is it worth the work?

Answer
Not every seller can afford a realtor so here goes: you will probably need to do a lot of open houses. Put on as many websites as possible. Post as many ads in your local paper as you can. Send invitations out to all neighbors inviting them to your open house. Don't show your home to anyone unless you have someone else with you for safety reasons. Good luck to you!
June 05 2013
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Should we put a new liner in our inground pool before trying to sell our house?

Answer
Absolutely! Also, be sure and leave your pool open during listing period. A sparkling pool can really be a big selling point in the spring and summer! Purchase a beautiful, deep color for your pool liner!
June 05 2013
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How to deal with termites with an old cracked foundation

Answer
I agree with Mr. Davidson:Realtors are not termite experts. I would like to add that, based on my own personal home "termite invasion", termites came up from under our concrete slab. We had to cover "pin holes" then the whole house had to be treated. Otherwise, according to the exterminator, the termites would have continued eating! Alot of damage can be done in 8 years! Get several estimates and some ins.policies will cover.
June 05 2013
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what are my rights as a buyer who had an accepted offer?

Answer
I would imagine that you can call your state real estate commission and they may be able to give you some advice. This is a legal matter and no real estate agent can answer it correctly.
June 05 2013
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How to make an offer and get accepted

Answer
I am assuming that you ave a realtor to represent you. He or she will go over the current comparative marketing analysis with you and can also pull up research on the property: how long sellers have lived there, what they paid for the property, etc. all of these factors will be helpful when writing an offer. Most of the time, sellers will negotiate with a buyer when they think you are being fair. Good luck to you!
May 28 2013
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I have just been told that mortgage rates are spiking and that we should lock in now

Answer
No, you're not being sold a bill of goods. Rates are on the rise, for sure! Great credit scores, by the way! How's the time!
May 28 2013
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Can you work part time in Real Estate? Just passed the state exam

Answer
Absolutely! That is the best thing about being a real estate agent: the flexibility! I started out with another full time job but got so busy that I had to quit my other job and do real estate full time! Good luck!
May 27 2013
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How is it possible to sell and buy a home at the same time?

Answer
Depends if you need the proceeds of the sell of your home in order to purchase the new one. If so, you can sell first, then take the HUD to the new purchase on the same day. This is called a back to back closing. Hope this is what you needed.
May 25 2013
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As a for sale by owner, how to negotiate closing costs

Answer
Depends on what type of loan that the buyer is getting! Call buyer's lender and ask them how much closing costs that you, the seller, can contribute. Once you get that information, get everything in writing, signed and dated. I am assuming that buyer's have a reputable lender! Good luck with your sale!
May 24 2013
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