You also need to research the taxes in Lehigh County! This is a very important factor! I've been working with clients that are getting out of Lehigh & moving to Berks County due to the huge tax increase/reassessment that has taken place. I also have clients that "can't sell" their homes in Lehigh County because of the taxes. New Construction creates the highest taxes for a home owner. Beware as you do your research.
IF you want to sell, you will pay the 6%, which is now split down to only 3% for each agent. Another agent made the point that your property will have less showings due to the lower co-op. There were very FEW cases where I ever agreed to less than 6%, and I actually received calls from agents saying, "If you agree to a 3% co-op, I will schedule a showing". Remember it's brutal out there for real estate agents. If you want a good agent, & want your house sold at the highest price possible, you will pay them to work 100% for you & compensate them for 3%. As another agent said, "you get what you pay for".
Contact a few that you feel would be the best. Ask them to email you the statistics for the County's Market Share by Real Estate Co. (without making any other commitments to them other than providing them with your email address) The company that can prove they hold the highest market share, will get back to you.
The best thing to do is check with your lender. I've have found with my FHA buyers that make a job change, that if they switch for a better job, it will not effect them.
Do you have a contract already in place with your agent/co.? Sounds like you might want to seek another more reputable company.
It shouldn't take more than 60 days. Unless you're working with your current mortgage co., then it could take approx. 90 days