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Profile picture for Justin Johnson

Justin Johnson

Lender

Loan Officer (11 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

From the day I spoke with Justin on the phone to get pre-approved for my mortgage loan all the way through closing, he was always responsive to my questions. Justin made my home-buying experience very rewarding. He was always available anytime to answer my questions and followed through to explain in detail what I needed. Very skilled professional and highly recommended.

  

02/24/2015 - user69722265
Currently working with lender. Natomas Park, Sacramento, CA 95835

From the day I spoke with Justin on the phone to get pre-approved for my mortgage loan all the way through closing, he was always responsive to my questions. Justin made my home-buying experience very rewarding. He was always available anytime to answer my questions and followed through to explain in detail what I needed. Very skilled professional and highly recommended.

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11/25/2014 - senguptas
Closed purchase loan. Natomas Park, Sacramento, CA 95835

Justin is an extremely affable and competent professional that took all the hassles of a mighty transaction off our shoulders, and along with Silke Kirkwood got us a new home in Sacramento within a month. As everyone would agree, when you start looking at these papers you need to sign, and see these gazillion charges for this, that and the other thing, the first thing that happens to ones mind is sheer panic. what are these? Are they genuine charges? All kinds of questions. Well, we had the same things going on in our minds and Justin was prompt enough and detailed enough to walk me through all my questions and concerns and addressing them to my satisfaction. I believe that is THE most important thing one should be looking for from a Lending professional. The actual process of securing the loan etc were extremely smooth and all we had to do was pretty much put our autographs wherever needed. I would highly recommend Justin Johnson for your Real-estate financing needs.

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08/21/2014 - djodell
Closed purchase loan. Rocklin, CA

Justin is everything you would want in a loan officer. He is knowledgeable, prompt and has great options. When choosing Justin we shopped him with several companies and we're extremely disappointed with the customer service prior to him. We ended up getting a loan for our new home through Justin and the process was seamless.

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03/21/2014 - barkleyjes
Closed refinance loan. Citrus Heights, CA

Justin Johnson with Sierra Pacific was great to work with! He is very knowledgeable in the mortgage industry and has excellent customer service skills! He provided us various options and took the time to review all of them with us and make a decision that made sense for us, thank you Justin!

His assistant Jennifer was also a great help in gathering all the necessary documents to process the loan. They are a great team to work with, and I recommend them to anyone looking to purchase/refi!

Thank you both for all your hard work, we truly appreciate it!!!

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03/12/2014 - Ben Smith
Closed purchase loan. Folsom, CA

Justin Johnson came highly recommended to us on several occasions. He was described as very knowledgeable and helpful. So when it came time to needing lender services, we knew who to contact.

Justin exceeded our expectations by leaps and bounds. He helped to make the loan and home buying process exciting.

His communication skills and knowledge of the market are through the roof.

His advice was timely and always had our best interest in mind.

We highly recommend Justin Johnson to anyone looking to have the same fantastic experience that we had.

We'll be sure to utilize Justin for any refinance or loan related need in the future.

A++++, thank you Justin!

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01/09/2014 - DarinSears
Applied for a loan, but it didn't work out. Creekside, Rocklin, CA 95678

Working in the mortgage industry, I have always been able to handle my own financing/paperwork, when it comes to the matter of obtaining a mortgage loan. However, due to licensing restrictions, when asked for a loan officer referral, I am confident sending any/all my friends and family to Justin.

Justin's style is honest and low pressure. He treats you as if you were one of his own family (a real genuine/personable individual).

Any credible review of Justin and/or his ethics would support his integrity in providing the best service possible. And, any shortcomings would obviously stem from the tools provided to him, to do his job, as lending issues are generally "client based".

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10/29/2013 - mishranc
Closed purchase loan. Franklin, Elk Grove, CA 95757

Justin was very nice to work with. he will explain you all the details of home loan process. i do recommend him for other home buyers. He understands the client requirement and provide proper suggestion. He is very good person and willing help up to best of his ability.

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10/23/2013 - phillysquill
Closed purchase loan. Westlake, Sacramento, CA

When it came time to purchase a home in the Sacramento area, Justin Johnson was and will always be our first choice. He is very knowledgeable in VA and FHA loans. In fact, it took us a while to make a decision on what type of loan (FHA vs VA) to use. Justin was straight forward in explaining the different characteristics for each loan, as well as the difference in the mortgage processes as they applied to our specific transaction. We also used Justin’s services to refinance our mortgage. He locked us in at a great rate, which is saving us more than $300 a month! Justin was also the one that recommended we do the refinance. Don’t get me wrong, Justin is not pushy (we wouldn’t work with him if he were pushy), but he knows his job and the market and notified us, personally, to take advantage of the savings. Shortly after the refinance, the interest rates spiked. We knew for 100% certainty that our recent refinance was the right choice. We simply cannot say enough good things about Justin.

We thank you, Justin, for your hard work, your dedication and for pointing out the opportunity for my family to save money.

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09/12/2013 - user96951144
Closed purchase loan. Lincoln, CA

Justin was the "best" finance guy, totally gave 110% in getting us a home loan. Ours was not an easy loan and at times we were ready to give up but Justin pushed forward and found a loan that was a good fit to get us the home we wanted with the payment we could afford. I will go to him in the future should we have more finance needs and I consider him a friend.

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08/09/2013 - user3283964
Closed purchase loan. Gold River, Rancho Cordova, CA 95670

Justin was instrumental in helping me find a way to finance my first purchase. He was always willing to talk and presented me with creative solutions to financing which enabled me to make my first purchase. On my 2nd purchase (yes, i was impressed enough to use him a second time), the transaction was being delayed because of the name reflected on the property deed. We had to square this away in order to close on the loan and the purchase within the period specified in the contract. Justin researched and obtained the necessary information, reached out to the relevant party and got what we needed in order to close on the loan. This was above and beyond his responsibility for which i was grateful. I demand high level of service and i'm not easily impressed but I was very satisfied with him; enough to write a review.

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