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Ken Kopper's Q&A

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Ken Kopper wrote:

Wells Fargo says no to Chapter 13 FHA Loan??Why??

Answer
Archie, the seasoning requirement for Ch13 is being affected b/c you are still in the plan. In order to qualify here for FHA, you will need to have either finished the plan or pay the plan off AND the filing date of the CH13 must at be 12 months ago with zero delinquency to the trustee or other creditors from the time of the filing for the 13.
November 05 2010
(0)

Where should I go to take the NMLS examination?

Answer
Please rephrase the all questions in multiple choice format regarding mortgage licensing/testing
October 25 2010
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Is 4.375% interest rate for 1.625 points a good deal? 30 year fixed.

Answer
Clay, could you break that down in an exact number of days for me ? Wow either Scotts follow up abilities leave a bit to be desired or he is an expert spammer, you decide?
August 10 2010
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Is it too late to shop around for a better APR even after I received my ratified contract?

Answer
Bond Boo, I would be more than happy to review what you are currently being offered and give you an assessment of whether that offer is fair or can you do better. There are people starving for business that will unfortunately always do something for less but that does not always mean that its a good deal for me if the transaction never closes!
July 28 2010
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What can I do to get more (or better) quotes for my loan request ZR-GWCPTJL

Answer
Taniwha, I reviewed your loan request and quotes. What are your issues with the quotes you received? Looks like you received a good number of quotes and options.
July 13 2010
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Bought $300k, 6.125% in Capitol Heights, MD 3 yrs ago. Value now 150-200k. What can I do?

Answer
JenInMD, out of curiousity, where are you getting value of $150-200k from?
June 14 2010
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What can I do to get more (or better) quotes for my loan request ZR-RXFBPSN

Answer
Your loan request identifier doesn't seem to be bringing up your scenario.
June 04 2010
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What can I do to get more (or better) quotes for my loan request ZR-RXFBPSN

Answer
what type of property are you looking to purchase?
June 03 2010
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Zillow Charging for any phone call?

Answer
Is this interest from our prefunded account applied to Zillow profit? Or perhaps David Gibbons' sunglass fund?
March 25 2010
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