Profile picture for Ken Pearson

  • Ken Pearson

Ken Pearson
Certified Mortgage Planner (12 years experience)

Specialties:

Purchase Loan, Refinancing, Home Equity, Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

The foundation of my business is Customer Service and Education.

I strive in every transaction to clearly communicate options and help my clients meet their immediate and long term goals. I use technology to make the application process as quick and convenient for you and I am always personally available. I am just a phone call or email away if you have any questions. I also have an amazing assistant and processor so you are getting a complete team dedicated to closing your home loan on time with no surprises.

I pride myself in offering superior service at very competive rates and I am glad to work for a Bank that allows me to offer a full range of products:
- Conventional Fannie Mae / Freddie Mac Mortgages
- Fannie Mae HomePath Mortgages (as little as 3% down)
- Fannie Mae HomeStyle Renovation Mortgage (purchase or remodel)
- Fannie Mae HomePath Renocation Purchase
- Jumbo mortgages
- FHA and VA loans (100% financing for Veterans)
- FHA 203K remodel/rehab loans
- USDA Rural Housing Loans (100% financing)
- State Bond Home Loans (100% financing)
- Down Payment Assistance Programs (100% financing)
- 2nd mortgages and Home Equity Lines of Credit
- Construction Loans
- Lot loans
- Portfolio loans for loans that "don't quite fit in the box"
- Reverse mortgages for refinances and buyers 62 and over
- Access to Broker channels, so if there is a better price or product available for your needs, I can go out and get it from a Wholesale Lender.

My service does not stop when your loan is done. I am happy to help work with clients that may need some assistance getting their credit repaired. I am happy to be a resource to help you find any home or financial product you may need now or in the future.
MoreLess
Ratings & Reviews
- Highly likely to recommend
02/09/2013 - user576509123
Closed purchase loan.
We worked with Ken for our original home purchase. He had the best rate because his bank had financed the construction. We also recently refinanced and when we were shopping around, Ken was extremely helpful in sharing multiple options and explanations of how they would affect our particular circumstances. In the end, we went with someone who had a slightly better rate at the time but much worse service. We were kicking ourselves. In your search, do not underestimate the value of service! Ken always answers the questions you ask, always explains what the process will be like, shows you how your costs will pay off over time, and is very personable. When you work with someone with very low rates, they are probably focused on speed and volume to make those low rates possible. They may not answer your questions, may not make things go smoothly, and may generally have little patience for you, the buyer. So service can matter, and if it matters to you I would definitely recommend Ken.  MoreLess
Profile picture for Ken Pearson
Response from Ken

 

Professional Information
Address:
Sterling Bank
10230 NE Points Dr #530
Kirkland, WA  98033
Office:
(877) 322-1110Click to view
 
Mobile:
(206) 550-8271Click to view
 
Fax:
(206) 770-6492Click to view
 
Click to view
Websites:
Website
 
Advice posts:
18
Screen name:
Ken Pearson
Member since:
03/11/2009
NMLS #:
N/A
Digs: Home Design Ideas