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Profile picture for Kris Cummings

Kris Cummings

Lender

Senior Loan Officer

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I have 12+ successful years experience in the mortgage industry. I have worked hard as a top producer and prided myself on consistency. I have achieved numerous awards and recognition's as a top performer. I have also made it a priority to stay on top of our industries forever changing laws and regulations. It is very important to not just perform my job at a high level but also do it the right way with integrity. The future of our industry is based upon building strong, lasting relationships with other like minded financial professionals. When considering a referral it is imperative to have confidence that the person you are referring to has the knowledge and ability to properly handle your client as you would. I offer that top notch service and professionalism. I truly believe that communication is power. I am currently licensed through the NMLS to do business in RI, NJ, MD, PA and NH.


Specialties:
Purchases- Constant Contact and industry leading rates/fee's and turn times!
Short Sales: Proven Approach & Financing!
Jumbo Loans: with personalized Premiere and Elite products- no one has these rates!
203K Loans: we have a whole department specializing in these loans alone!
VA Loans: up to 100% financing and underwritten in house.
FHA: minimal down payments and underwritten in house.
Fannie Mae Conventional Products: underwritten in house.
Freddie Mac Conventional Products: underwritten in house.
USDA Loans: up to 100% financing underwritten in house.
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Ratings & Reviews

  
 

12/02/2013 - mktyourhome
Closed purchase loan. Hudson, NH

Always attentive to clients and "on top" of his game. We had a difficult situation and had to put on our thinking caps in order to get the loans worked on. He was always concerned and wanted the best.

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Response from Kris