My husband and I worked with Pam Gustafson through two home purchases and a refinance; closing on our 2nd home just three weeks ago. Pam is very knowledgeable and helped us get the best rates possible. She also talked us through many different loan options so that we were making the best possible choice. We received better and faster service from Pam than through our own traditional financial institution. I would recommend Pam to anyone looking to purchase a new home ore refinance an existing loan!