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Profile picture for Michael T Bardy

Michael T Bardy

Lender

Sr. Mortgage Originator (10 years experience)

Specialties:
Purchase Loan,
Refinancing

Ratings & Reviews

 

  
 

09/28/2014 - pfrankwriter
Closed purchase loan.

I was looking for a banker I could trust and Michael Bardy fit the bill. He responded to my Zillow internet inquiry about getting pre-qualified for a home purchase when I recently relocated from another state. I had many questions about finding the right home, and then finding the right lender to walk me through the mortgage qualification process. Michael answered all my questions thoroughly, patiently and in a manner that was both friendly and professional. I highly recommend him.

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09/10/2014 - creativescrapbooks
Closed purchase loan. Berea, OH

If you don't use Mike as your lender you are plainly missing out. In a very stressful time of buying or selling a home Mike puts you at ease right away. The first time I spoke with him I knew he was the guy to go with. He is as knowledgeable as anyone, he will give you the best rate, or he will be honest and tell you to go with someone else if he feels they are offering a better deal. Mike was available pretty much 24/7, I work long hours and I could call him after work sometimes 9 10 oclock and he would be ready to help. I could not have been happier with the experience. Other than my new gorgeous home, he was the best part of the process. He will give you all the numbers and help you understand in a simplistic way. Awesome guy who clearly enjoys his work which also helps, he treats you like your family! Thanks Mike

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07/18/2014 - user7018071
Was pre-approved. Toledo, OH

I could not have asked for a better loan originator He was knowledgeable informative responsive and professional. A great analyser of clients data and how it fits with their desires and mortgage loan standards. I would not only recommend him to others but I would use him again if I ever buy another home.

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07/09/2014 - pauldwolf
Closed purchase loan. Brunswick, OH

We started our house search about 10 months before we actually purchased. Mike got us pre-approved right from the start and kept in contact with us for the 10 months, offering to help and to see how we were doing. Finally we bid on a "Short Sale" home, not such a short process. Toward the end when the title company seemed to be dropping the ball, Mike stayed on top of it and got our deal through. Mike made sure we understood all our loan options including things like MI, he found the best product for us and I feel like he understood our goals and made sure we didn't lose sight of where we wanted to be financially. It was way more than just getting a loan, I feel like a seasoned veteran when it comes to understanding the process and details of mortgages. Thanks Mike, great job.

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05/18/2014 - tunk2010
Was pre-approved. West Boulevard, Cleveland, OH 44102

Very informative, and helpful. Contacted me with quickness and professionalism. He was always honest and realistic and most importantly, he made me feel comfortable. Mike was able to answer every question I had thoroughly and with ease. Would highly recommend with loan help. Would use again.

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05/14/2014 - maryjofahey
Closed refinance loan. Sheffield Village, OH

Mike was very helpful and knowledgeable. We have a competitive interest rate and our loan closed in a timely fashion. My husband & I were very happy working with Mike. I would recommend Mike Bardy to other people.

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05/13/2014 - chelseasop
Closed purchase loan.

I had a wonderful experience working with Michael while purchasing my first home. He was available when he said he would be, he was always honest and realistic and most importantly, he made me feel comfortable. Michael was able to answer every question I had thoroughly and with ease. He took the time to present multiple options and helped me decide which would be best for my situation. He worked with me to raise my credit score and was able to lock me in at a great rate. I am more than happy with how seamless the process was and I am very thankful I was referred to him. If you’re looking for a loan officer, I’m confident you will not be disappointed when choosing Michael.

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05/13/2014 - dsauer311
Closed purchase loan.

My wife & I purchased our 1st home in the Fall of 2013. I was, of course, clueless on every step of the transaction / experience. Luckily for me, my realtor directed me towards Mike, and I could not have been more fortunate. The Webster's Dictionary definition of excellence, Mike was extremely patient, very knowledgeable, was available whenever I needed a question answered or had a concern. It was just an all around fantastic experience for such a life changing purchase of a home. He really puts forth the effort to get you the best possible solutions based on your own specific situations. Would I recommend Mike, without any shadow of a doubt. Not only for the financial aspects, Mike was great to talk with, showing not only exceptional customer service skills, but is a good family man who cares.

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05/08/2014 - skylrk525
Was pre-approved. West View, Olmsted Falls, OH 44138

We've had several mortgages in the past, including our present one arranged by Cross Country Mortgage. We contact Michael because we didn't know how to go about getting a loan for a 'non-traditional' property. After explaining our objective and circumstances Michael proposed two different loan products we had not thought of. Michael was very knowledgable and provided great service. I recommend him without any hesitation.

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09/25/2013 - soilworker77
Closed purchase loan.

After an exhaustive search for the best mortgage broker available, I stumbled across Mr. Bardy's profile. I was very impressed with the impeccable reviews he had consistently received. After reaching out to Mike for help on a VA home loan, I knew immediately that I had found the right guy. From the moment I first spoke with him, he was exceptionally tolerant of all the questions and concerns I had, being that this was my first home purchase. Mike walked me thru the process every step of the way, keeping me informed as things progressed. His knowledge and experience has garnered him a reputation as one of the finest in the business. Mike is very professional, courteous, and well-versed in his trade. You would be hard-pressed to find a broker who is more willing to explore all options and go the extra mile for you. Mr. Bardy was able to close my VA home loan in record time, which I can't thank him enough for. The entire process was seamless from start to finish. If you're reading this review, please consider contacting Michael Bardy for all your home loan needs. I promise you WILL NOT be disappointed.

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