Linda Read and her staff helped my husband and me complete our financing qualification and get a VA-guaranteed home loan -- in so many different ways, and with such dedication, kindness, perseverance and at times -- humor -- that we hardly know how to thank her.
Today's American banking "system" is -- from the educated, intelligent layman's point of view -- totally nuts. The same Wall Street bankers who played totally reckless "roulette" in the late '90's and early 2000's -- by giving mortgage loans to nearly ANYONE, willy nilly -- (a) caused the 2008 crash and (b) have now flipped to the exact OPPOSITE behavior, namely, making getting a mortgage so complex, so invasive, so "guilty until proven innocent" -- that without Linda and her staff explaining and guiding the way, we would have given up.
ALSO, the Patriot Act (AKA "homeland security') seems out of control (and totally fear-based/paranoid) -- looking for "terrorist money laundering." Thus that Act now "invades" the home mortgage process ,in ways too nutty and bizarre to mention here. HOWEVER, the point? Linda and staff also helped us get our mortgage by correctly complying with the terms of such 'over-zealous' federal government snoopiness -- plus other obstacles in our case, such as additional confusing layers of red tape, due to our VA mortgage.
I'm a veteran, a Harvard graduate (but I am smart!), a computer geek and an early-retired CEO. And yet, I NEVER could have figured out all the stuff that Linda and her #1, Sharon -- helped us sort out and get through. Our both being honest, above-board, fair-minded people would NOT had been ENOUGH. We needed the amazing support and ever-patient and very practical support we got from Linda and her staff.
I never understood before what a Mortgage Broker really does. Now I do. I would NEVER, ever again try to get a mortgage on my own. I'd just call Linda and ride the roller-coaster with HER driving again. Many thanks.
Thank you Lind and J for your kindness and help in securing my and my son's first home and running over all the options with me. I felt so confident with you on my team. Considering how ignorant I was when I entered the process, there is a lot to be said for the confidence you instilled in me. I will be back for my next home...
Linda and Sharon are extremely knowledgeable and informative throughout the entire process. They made me feel comfortable and I never felt like I couldn't contact them with even the smallest question. They are highly professional and friendly. I definitely recommend them!
Linda was recommended to us by our realtor when we had a mortgage with a big bank fall apart due to the bank's lack of communication within their organization. We were extremely pressed for time, Linda and Sharon worked hard and secured our financing within the 21 days that they promised us! And with a lower interest rate than the bank! Whenever there were papers to sign Linda explained everything thoroughly. The ease of submitting most documents electronically is also a huge time saver. Highly recommend Linda Read, Sharon Van Etten, and everyone at PRM!
My husband and I could not have hoped for two more thorough mortgage professionals than Linda Read and Sharon Van Etten. Linda is a natural teacher and patiently answered questions, investigated options as needed, and explained her rationale for any suggestion.
We visited Oregon with the plan to move in about two years. Our plans evolved as we looked at houses, and we decided to buy. Our time in the area was short, and Linda was recommended by our realtor. We were prequalified quickly, and a terrific loan was arranged and locked in. We have never met Linda or Sharon, and all of our interaction took place by phone or email from 4000 miles away. They were unfailingly helpful, friendly and competent, and we knew where the process was at all times. We would strongly recommend Pacific Residential Mortgage and Linda Read and her great staff.
Linda and Sharon of Pacific Residential Mortgage were instrumental in one of our longest held dreams coming true. When we first approached Linda to become pre-qualified, home ownership felt far away. We had no idea how it could become a reality. Linda made herself available the same day to walk us through the process and later to explain the results of the pre-qualification. She suggested a type of loan that would allow us to get into the kind of home we were desiring, which area in the valley had properties that would most likely be eligible for the loan, and even had recommendations for agents to work with. We took all of her suggestions and we could not be happier with the results. There were some delays in the process (with the government loan) but Sharon was amazing at checking in and updating us. She never stopped fighting for us and ultimately we got the move in date we had hoped for because of her. The timing ended up being perfect. We love our new home and the terms of our mortgage (including unbelievably good closing costs!). Like most people, our mortgage is the biggest monetary transaction we've ever entered into and we feel blessed that we had Linda and Sharon to guide us through it. They are truly fantastic!
Linda and Sharon are amazing. Every detail was not only explained but done so in a thorough and understandable manner. As first time buyers we were both unsure of what to expect, needless to say our fears were relieved during our first phone call with Linda.
To say the experience was amazing is an understatement - because of time constraints on our end Linda was able to get us a two week escrow. Don't think twice about contacting this amazing team!
Linda and her team kept careful track of every move and detail in our transactions, made sure my wife and I were always well-informed, and managed every move of the transaction on time and perfectly. In addition, they are very pleasant people. We could not have asked for more or better.