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  • Loan.Ed

Sr. Mortgage Consultant


Purchase Loan, Refinancing, Home Equity, Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

"Making a difference one client at a time."

Committing to a mortgage is one of the biggest decisions a person can make. That's why Loan-Ed "ed"-ucates our customers on the home loan process. The Loan-Ed team is committed to offering only the highest quality of professional service to each and every client. We have built a reputation of offering honest, ethical and thorough service through hard work and care for our customers.
Our unique approach informs borrowers of the options they have when choosing a loan without all the high pressure sales tactics. We take pride in matching people with the right loan and we strive to provide the highest standards of excellence in everything we do.
Loan-Ed customers are always treated with respect, courtesy and professionalism. We are approved with multiple lenders which affords us the flexibility to tailor a home loan that best fits your needs, while delivering what you want.
Communication is our top priority. And our experienced, knowledgeable staff is ready to answer any questions that you may have concerning home financing. Others may quote lower but we can deliver.
Loan-Ed offers a no hidden fee policy, so there are no surprises at the end of the loan process. We are strong believers in Good Faith Estimates (GFE) and encourage all of our clients to use this resource to clearly outline what's involved with the proposed loan program.
Our goal is to become your lender for life. So whether you are inquiring about a refinance, purchase or cash-out, the Loan-Ed team thanks you for the opportunity to serve you!

"The sting of poor SERVICE is remembered long after the joy of low prices"
Ratings & Reviews
- Highly likely to recommend
04/15/2009 - mihof
Gave me a quote on Zillow, but it did not work out. Blossom Valley, San Jose, CA 95123
Roger is a very trustworthy person!! I wanted to refinance, but did not have much knowledge about it. So, I contacted him for help. He was so quick, honest, and caring for the stranger like me that I felt comfortable to ask anything. I actually contacted another lender on Zillow, but he did not answer any of my questions or concerns. But, Roger gave detailed explanations and disclosed the fee information not displayed on Zillow. He didn’t even rush me into the business with him unless I was completely ready for it. Now, he is still giving me continued help and interest-rate updates once a while. I would like to keep working with him because I strongly feel that everything he does is for my benefit.  MoreLess
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Response from Loan.Ed on 04/16/2009
More than happy to help Miho. Thanks for giving us such a great review. I appreciate to opportunity to help you guys secure your new mortgage.


- Highly likely to recommend
04/15/2009 - lerachel48
Gave me a quote on Zillow, but it did not work out. Del Prado Mobile Park Club, Garden Grove, CA 92840
Fast response with very detailed and helpful answers...Very professional...Definitely contact him for our loan in the near future.
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Response from Loan.Ed on 04/16/2009
Thanks for the kind words Rachel. I loook forward to helping you with your mortgage when the times right.


- Highly likely to recommend
05/15/2009 - okirianova
Gave me a quote on Zillow, but it did not work out. Clairemont Mesa East, San Diego, CA 92117
I have to say upfront that I didn't close my loan with IPL Mortgage as I had just started refinancing with another lender when I came across Ray Andrews from IPL Mortgage. Ray's rates and closing costs were overall better and and he was very clear and open about the various fees involved. He was very professional, even friendly. A couple days after I contacted him we got an accepted offer on a house with an aggressive escrow time-frame so we had to continue with the lender who had already started processing our application and had done an appraisal. Had that not been the case, I would've gone with IPL Mortgage as their loan cost was better and their service - excellent.  MoreLess
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Professional Information
Nationwide Residential Lending
7041 Koll Center Pkwy #210
Pleasanton, CA  94566
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