Dimitrios Gikas ReviewsDimitrios GikasRegional Manager/Mortgage Banker (14 years experience)
Purchase Loan, Refinancing, Mortgage Planning, Mortgage Credit Advice
07/11/2010 - involatile
Closed purchase loan. Bellevue, NE 68147
Response from Dimitrios on 07/23/2010
Not sure where to start here. Nothing about how we do business remotely resembles a con-artist. We did NOT sneak in any fees. OUR fees actually went down due to a $600 lender credit we gave you, when quite frankly we shouldn't have. You chose the title company, and their fees were different from the fees from the title company we had based our quote on. This is not our fault, you could have used the title company we found and saved some money. You ended up closing at .125% higher interest rate than the initial quote. This was NOT our fault. We had to extend the rate because of YOUR delays in the process. We got your documents on June 1st and closed July 8th, which is 37 days. You changed your mind THREE times on the property you were buying! You even withdrew your loan 3 days before closing and said you didn't want the home. And you want to blame us? Really? Like I mentioned, the cost of the extension was not a full .125%, so we gave you a $600 lender credit at close. We are absolutely a bank. Go to the FDIC's website and check. Bank's website: http://www.bankofengland-ar.com/ This is 2010, what you think is "stupid" documentation is required by Fannie Mae, Freddie Mac and HUD. We do sell some of our loans in the secondary market as do MOST banks. We can service loans as well. Very disappointing to bend over backwards helping someone and then have them rate you poorly when you went above and beyond.