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  • MD DC VA Mortgage

Nick Pakulla
Loan Officer, NMLS #728211


Purchase Loan, Refinancing, VA 80-10-10 Portfolio Jumbo

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My personal goal during the entire loan process is to make sure your home purchase or refinance remains an exciting stress free time!  You have enough to worry about with a huge life changing event such as a home purchase, and the modern complicated mortgage process should not be one of them!

I will deliver, quite simply, the easiest mortgage process possible in the industry today.  I remain your direct point of contact during your entire loan process; no other processors or assistants will be communicating with you. 

I work at a small community bank that handles absolutely everything from beginning through wiring the loan proceeds to the title company in our Rockville office.  This means your loan is handled with the utmost efficiency, and zero risk for errors.  Settlements are notorious for being delayed, in my entire career I have not had one single loan denied or delayed. 

Please read my Zillow reviews and you will see that I deliver a consistently positive experience.

Coming from an engineering background I truly enjoy reviewing loan options with clients and together we determine the absolute best loan for the time they anticipate owning the property as well as their long-term financial goals.  We handle all different types of loans, conventional, jumbo, portfolio, FHA, VA, second mortgages, 80/10/10's, etc. 

I come from a family of Realtors and I learned from the ground up, my family has been in the Real Estate industry since 1972.  A "Marylander" through and through, I grew up in Howard County Maryland, currently reside in Montgomery County, and attended the University of Maryland at College Park.

Contact me today!

Ratings & Reviews
- Highly likely to recommend
01/29/2014 - jen keith
Closed purchase loan.
We were very impressed with Nick's knowledge, his thoroughness and his response time. We ran into a few bumps getting to settlement because of the seller and Nick helped us make it through smoothly. We would highly recommend Nick to any friends and family.
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- Highly likely to recommend
01/13/2014 - dcme1973
Closed purchase loan. Manor Park, Washington, DC
I would absolutely recommend our lender, Nick Pakulla, from First Place Bank in Rockville, MD. Nick was initially referred to us by one of my best friends from college, and her husband and I’m so glad they did. Nick was absolutely fantastic throughout the entire process. He was incredibly patient, willing to explain everything, and made the process very easy. I think I was most impressed by his responsiveness. In the Washington, DC real-estate market, timing is everything. As soon as you see a place and decide to put in an offer, you need to have your complete offer and a team of professionals on your side. With Nick, it did not matter what time of day or night we would contact him – via text, phone or e-mail, he would respond immediately; typically getting back to us within less than 15 minutes. Also - since First Place Bank is a "small" local bank, they are able to do everything expeditiously. Once we had a ratified contract, Nick worked directly with the folks that conducted our appraisal, did the underwriting, and even coordinated everything with our homeowner’s insurance policy. Overall, I still say Nick was absolutely the most professional person we interacted with throughout our home buying process and I’ve already referred him to friends.  MoreLess
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- Highly likely to recommend
11/13/2013 - sirrahs2
Closed purchase loan.
I can only say great things about Nick Pakulla. He was very patient with me during this stressful time as I searched for a home for my family. He patiently answered all my mortgage questions. He was available to take my calls and if needed responded after office hours. He provided me with the best mortgage option that was best suited for me! Lastly, my mortgage package was competed two days prior to settlement!!! If you need a loan officer, he's your guy!

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Service Areas
Professional Information
Talmer Bank and Trust
15400 Calhoun Drive #170
Rockville, MD  20855
(301) 585-7283Click to view
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MD DC VA Mortgage
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  • 728211
  • 728211 (NMLS #728211)
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