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Profile picture for Nick Pakulla

Nick Pakulla


Loan Officer, NMLS #728211

Purchase Loan,
VA 80-10-10 Portfolio Jumbo

Add personality to your profile! Tell the community about yourself, your home, and your profession.

My personal goal during the entire loan process is to make sure your home purchase or refinance remains an exciting stress free time!  You have enough to worry about with a huge life changing event such as a home purchase, and the modern complicated mortgage process should not be one of them!

I will deliver, quite simply, the easiest mortgage process possible in the industry today.  I remain your direct point of contact during your entire loan process; no other processors or assistants will be communicating with you. 

I work at a small community bank that handles absolutely everything from beginning through wiring the loan proceeds to the title company in our Rockville office.  This means your loan is handled with the utmost efficiency, and zero risk for errors.  Settlements are notorious for being delayed, in my entire career I have not had one single loan denied or delayed. 

Please read my Zillow reviews and you will see that I deliver a consistently positive experience.

Coming from an engineering background I truly enjoy reviewing loan options with clients and together we determine the absolute best loan for the time they anticipate owning the property as well as their long-term financial goals.  We handle all different types of loans, conventional, jumbo, portfolio, FHA, VA, second mortgages, 80/10/10's, etc. 

I come from a family of Realtors and I learned from the ground up, my family has been in the Real Estate industry since 1972.  A "Marylander" through and through, I grew up in Howard County Maryland, currently reside in Montgomery County, and attended the University of Maryland at College Park.

Contact me today!

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Ratings & Reviews


12/02/2014 - jznova
Closed purchase loan. Fairfax, VA

The first mortgage broker messed me up and notified me that the loan wouldn't work out just one week before the settlement date. I was in panic. I found Nick on google and this proved to be the best move. He has been very helpful and responsive to all my questions and needs. I was notified with every step and detail along the way. The process was smooth and quick. I can never thank him enough for helping me out. Will recommend him to everyone.  More Less 

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12/02/2014 - wiola13
Closed purchase loan.

I was lucky to work to with Nick Pakulla on my mortgage loan process. He was extremely knowledgeable, professional, and very responsive. Great follow up throughout the entire loan process. I highly recommend him to anyone without hesitation.

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11/04/2014 - bermudagirl921
Closed purchase loan. Germantown, MD

Nick and Talmer Bank & Trust were absolutely INCREDIBLE, we couldn't be happier with our mortgage experience. When I first contacted Nick I was pretty distraught, having had a bad mortgage experience with another lender. I sent my inquiry to Nick online through his website, and got a call from him within 30 minutes. From the get-go, Nick was on top of everything. He was kind, professional, readily available, and very responsive. My husband and I were actually out of the country for a week when a variety of complications arose with our condo association and HOC and Nick handled everything for us. He certainly had all our trust and confidence, and i would recommend him without a doubt to anyone looking for a lender! Thanks for everything, Nick!  More Less 

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