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Profile picture for Michael Guthneck

Michael Guthneck

Lender

Branch Manager, New Jersey, Maryland, Pennsylvania, North Carolina

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.


The Leading Name In Mortgage Lending.

Vanguard Funding provides innovative thinking and bold leadership to find individualized home mortgage solutions for every client. The company has always stood at the forefront in advocating — and adhering to — strict standards of honesty, integrity, transparency, and competitive pricing, ensuring the highest-quality service possible, and long-term customer satisfaction.

The Best Service In The Business. Period!

From its inception, Vanguard Funding has been devoted to providing the highest-quality service in the residential mortgage banking industry. Nearly a decade later, it's a reality. From personal attention for each customer and closing as much as three times faster than the industry norm to giving clients a level of responsive, hands-on attention no big bank can duplicate, Vanguard Funding is a pioneer in going above and beyond the expected. So it's no surprise Vanguard has become the preferred mortgage banker for so many frustrated by big, impersonal banks.

Closing Loans Faster For Greater Peace-Of-Mind.

While most big banks take as long as 45-60 days to close on a mortgage loan, Vanguard Funding closes the vast majority of its loans in less than three weeks. That's up to 66% faster! And they do it at prices and rates that are just as good, if not better. than their larger competitors.

A Truly Full-Service Mortgage Banker.

With nearly a decade of experience providing residential mortgage loans, Vanguard Funding has the financial resources and professional expertise to provide a full range of services, including Fannie Mae and Freddie Mac mortgages, jumbo and non-conforming loans, FHA loans, reverse mortgages, and more.

Small Enough To Care. Big Enough To Serve.

A mid-sized company in the residential mortgage industry, so they're large enough to offer virtually any loan a potential homeowner could need. The company's size almost makes it possible to offer a standard of personal attention virtually unseen at big mortgage firms. This rare combination of financial strength and personalized service is why such a large percentage of Vanguard Funding's business is referrals from accountants, attorneys, and financial planners who want the best for their clients.

More Less 
About Michael Guthneck: <p><br/></p><h2>The Leading Name In Mortgage Lending.</h2><p>Vanguard Funding provides innovative thinking and bold leadership to find individualized home mortgage solutions for every client. The company has always stood at the forefront in advocating &mdash; and adhering to &mdash; strict standards of honesty, integrity, transparency, and competitive pricing, ensuring the highest-quality service possible, and long-term customer satisfaction.</p><h2>The Best Service In The Business. Period!</h2><p>From its inception, Vanguard Funding has been devoted to providing the highest-quality service in the residential mortgage banking industry. Nearly a decade later, it's a reality. From personal attention for each customer and closing as much as three times faster than the industry norm to giving clients a level of responsive, hands-on attention no big bank can duplicate, Vanguard Funding is a pioneer in going above and beyond the expected. So it's no surprise Vanguard has become the preferred mortgage banker for so many frustrated by big, impersonal banks.</p><h2>Closing Loans Faster For Greater Peace-Of-Mind.</h2><p>While most big banks take as long as 45-60 days to close on a mortgage loan, Vanguard&nbsp;Funding closes the vast majority of its loans in less than three weeks. That's up to 66%&nbsp;faster! And they do it at prices and rates that are just as good, if not better. than their&nbsp;larger competitors.</p><h2>A Truly Full-Service Mortgage Banker.</h2><p>With nearly a decade of experience providing residential mortgage loans, Vanguard Funding has the financial resources and professional expertise to provide a full range of services, including Fannie Mae and Freddie Mac mortgages, jumbo and non-conforming loans, FHA loans, reverse mortgages, and more.</p><h2>Small Enough To Care. Big Enough To Serve.</h2><p>A mid-sized company in the residential mortgage industry, so they're large enough to offer virtually any loan a potential homeowner could need. The company's size almost makes it possible to offer a standard of personal attention virtually unseen at big mortgage firms. This rare combination of financial strength and personalized service is why such a large percentage of Vanguard Funding's business is referrals from accountants, attorneys, and financial planners who want the best for their clients.</p>

Ratings & Reviews

Mike, and his team were a pleasure to work with at every step of the way. He answered the phone well after close of business and responded to all questions promptly. He went above and beyond to make sure our closing went smoothly.

  

05/20/2015 - razwel brown
Closed purchase loan. Llewellyn Park, West Orange, NJ 07052

Mike, and his team were a pleasure to work with at every step of the way. He answered the phone well after close of business and responded to all questions promptly. He went above and beyond to make sure our closing went smoothly.

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04/20/2015 - jdboy22
Closed refinance loan. Jackson, NJ

Mike helped us refi our home. It was an absolute pleasure working with him. Not only did he get it done in a timely manner but he made sure it was as smooth as possible. Mike was available & took my calls anytime of the day, even on weekends!!! And to top it off we got an amazing rate!!! HIGHLY recommend him!!  More Less 

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04/15/2015 - martinez7612
Closed purchase loan. Plainfield, NJ

HE IS WELL REPRESENTED PERSON HIS KNOWLEDGE OF THINGS WELL PRESENTED . WORK WITH ME THROUGH THE WHOLE PROCESS AND APPRECIATED HIS HELP AND SUPPORT THROUGH HIS SERVICES.

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