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Profile picture for Michael Landers

Michael Landers


Mortgage Officer (11 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Mortgage Officer with Independent Bank Mortgage, Austin, TX
NMLS #217124

Independent Bank is a  federally chartered bank headquartered in McKinney, TX.  I can do residential loans in all states, but the focus is Texas and particularly the greater Austin metro area.

Ten years experience in the mortgage business has allowed me to be involved in nearly every type of residential loan.  My educational background includes a B.S. in Finance and an M.B.A.  Attention to detail and continual communication with all parties in the transaction have produced many, many very satisfied customers and buying and selling agents.

I am familiar with all types of loans:  conventional; jumbo; FHA; VA and USDA.

And I will answer the phone on nights and weekends!
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Ratings & Reviews


01/24/2014 - Dani Pedroza
Closed purchase loan. Brentwood, Austin, TX

We closed in 22 days with a loan from Independent. I swear Michael works 24/7, because I don't think I ever waited more than an hour for a response. We had major drama with our sellers, and Michael was there with the answer at every turn. We were >< this close to renting, thinking we'd never be able to close in time to get out of our house before our new buyers came in, but Michael pulled off what seemed like the impossible and closed A DAY EARLY despite our super crunched timeframe! The other potential lender had strict rules, can't close in less than 30 days, 1-2 day email responses - it was such an easy decision to go with Independent.  More Less 

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12/29/2013 - LIONKEN2
Closed purchase loan. Round Rock, TX

Mr. Landers handled our successful home loan from day one as a seasoned professional being available whenever we had questions or concerns. We have been through this process a few times and this was the most uncomplicated thus far thanks to Michael. I would recommend him to anyone considering buying a home in the greater Austin area. Michael was wonderful to work with and he demonstrated that he had our interest at the forefront of the business at hand of getting a fair loan for us. He accomplished this goal with flying colors. What a pleasure it was to work with Mr. Michael Landers.  More Less 

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Response from Michael



12/28/2013 - k whitehead1
Closed refinance loan.

Michael Landers performed my re-finance for me in last spring early summer of 2013. It was completely seamless. Michael is very informed, organized, and efficient, locked me in at a great rate and is an excellent communicator. My re-finance was a breeze and I received a great rate, right before the rate increased.

I highly recommend Michael for any real estate financial transactions.
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