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Maria Riggio



Buyer's Agent,
Listing Agent,


  • (28 Contributions,
  • 0 Best Answers,
  • 0 Helpful)

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How can we get the loan out of our name?


Hi kdaspin!It is definitely harder to get a refinance when you have negative equity, but it is possible.First:Contact an approved housing counselor near you. The U.S. Department of Housing and Urban Development Department sponsors housing agencies throughout the country to provide you with free professional housing advice.Visit HUD's website to find a housing agency near you (under resources).Another option is to contact a full service mortgage broker (I personally just refinanced and used E F Edwards Financial, a full service mortgage broker licensed here in Arizona; it was painless!). These folks can 'Shop' a loan around to several lenders, saving you from having to get a credit pull EACH time you try a different lender, and saving you from having to VISIT several lenders!Second:Ask your lender or mortgage broker/advisor for mortgage refinance options. For example, the government has created the Housing Affordable Refinance Program, or HARP. This program helps borrowers and lenders that want to refinance a mortgage even though the home is in negative equity. The HARP program accepts borrowers with mortgages worth up to 125 percent of the house's value; this is just an example, but definitely something to ask about!I hope this all helps! If I can assist anymore, or perhaps recommend someone for you (depending where in AZ you are), don't hesitate to contact me! Good luck! M~

What is Make Me Move category


Make Me Move is a way to alert potential buyers that, for the right price, you would be willing to sell your home....choose a price, see what happens! Here is the website, and good luck!! M~

How long does it take to process a VA loan ?


Hi Michelle,You can count on the whole process to take as long as 6-8 weeks, although it is not unheard of for it to go a bit quicker. Personally, mine was done in about 2-3 weeks. There are several steps to the process. Apologies if you are already aware of them, but here are a couple of guides that I find helpful.Look here for the official word: here for a helpful reference to the process: it helps, and good luck!! M~

how do i flag a listing for fraud?


**WetDawgs Beat me to it**Hey Vikki,I'm not sure if this is what you're looking for, but here is my suggestion:Within the listing (in home detail view), below the pictures, select Edit. Here you can report a problem. It will have a drop down menu for a reason and it will require your e-mail address. Hope it helps! M~

I am relocating to Phoenix want to rent a house, any suggestions?


Hi Tracy501,Yay for your relocation to gorgeous Phoenix!! Simply a suggestion, but feel free to contact Wendy Wicklund ( for assistance with your rental needs.All I request is that you let her or Jeri know that you were sent by Maria Riggio with Rio Verde Realty in Sierra Vista! Good luck!! M~