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Marian Arceneaux


Mortgage Specialist (25 years experience)

Purchase Loan,
Mortgage Planning,
Reverse Mortgage, Hard Money


  • (2 Contributions,
  • 0 Best Answers,
  • 1 Helpful)

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Will BofA (and CitiMortgage) begin Loan Mod discussions with us while we are still current...


You do not have to be late on your mortgage to eligible for a loan modification program. You may very weel want to visit this site: http://makinghomeaffordable.govYou must have a hardship that can potentially cause you to be late in the near futureYour home must be your primary residence that you currently occupyYou have acquired your mortgage prior to January 1, 2009Your mortgage can not exceed $729,750Your housing expense must exceed 31% of your gross income