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  • Matt Hess

Matt Hess


Purchase Loan, Refinancing, Home Equity

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Patriot Financial is unlike the companies we compete against. The owner operator is the only loan officer and it will always be that way. I enjoy directly working with the public to get loans done, not manage loan officers and try to be a millionaire. With over 15 years of lending experience and funding over 10,000 mortgage in my career, your transaction will be in secure hands. You will not be calling a place with a great rate posted but unsure of who will be or is handling your loan or if you can really get that rate. You will not be calling a place where the loan officer is good, but the lender they work for is not. If you call Patriot Financial you will deal with Matt Hess, period, end of story. Matt owns Patriot and as such will make sure you are getting the best price we have to offer from our network of lenders. The vast majority of calls I get start off something like this, " I read your reviews and see your rates and want to work with you to make sure we can get this package." We don't post rates to get calls on deals we can't honor. If you like what you see call or email today and lets get to work!

Ratings & Reviews
- Highly likely to recommend
09/10/2014 - Sidhartha
Closed refinance loan.
Matt quickly made contact with us to get the process started and lock in the rate the same day. He and Audrey shepherded us through the refinance process and everything went very smoothly. When the bank came back with some slightly higher costs near closing, Matt made sure our out of pocket expenses didn't change. Would definitely recommend.  MoreLess
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- Highly likely to recommend
09/10/2014 - markv11
Closed refinance loan. Edgewater, MD
It was a real pleasure working with Matt and Audrey. They answered any questions I had with a prompt response, worked hard to make sure all of the details of my refinance were complete, and made sure that I was able to obtain the best option available.

I will be sure to recommend Matt and Patriot Financial to others.  MoreLess
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- Highly likely to recommend
09/07/2014 - thehouston
Closed refinance loan. Richmond, Portland, OR
This was not only the best mortgage experience I've ever had, but probably the best experience I've had with any financial service.

We were going to refinance with a local agent in town who we'd refinanced with before. They were slow in getting back to me (as has been my experience with our previous re-fi) and didn't come up with very good rates / loans so it really was disheartening and I had almost given up on refinancing entirely. Also, even though they were local, they might as well have been out of town because I only ever dealt with them via email.

Then one night, as a user of the zillow app, I decided to try the mortgage search just for kicks. Patriot Financial came up top for rates and had an incredible rating so I thought I'd give it a whirl. I submit a request that night and had an email and phone call from matt himself the next morning. The next day we talked for maybe 20-30 minutes, and he got me a good faith estimate right away. It was far lower than the local agents–so much lower I asked him what the catch was.

Well, we've completely refinanced and it appears that there is no catch. Our payment is 500 dollars less a month and the process was as smooth as could be. The only hiccup was that the lender is extremely discerning and noticed small typos and inconsistencies in our documents that I would never in a million years catch myself. On a macro level though, this attention to detail made me appreciate the lender / patriot even more because they're really paying attention and not just financing anyone. After getting a house as a young couple with zero down and zero in the bank 8 years ago (they essentially paid us to buy a house!), this process seemed a lot more responsible and made me have more faith in the housing market as a whole.

A++++ I would absolutely work with them again and refer them to others.
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Professional Information
Matt Hess
Patriot Financial INC
1120 Kildaire Farm RD STE 220-2
Cary, NC  27511
(888) 273-5617
Screen name:
Matt Hess
Member since:
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