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Profile picture for Matt Hess

Matt Hess

Confirmed Lender


Purchase Loan,
Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Patriot Financial is unlike the companies we compete against. The owner operator is the only loan officer and it will always be that way. I enjoy directly working with the public to get loans done, not manage loan officers and try to be a millionaire. With over 15 years of lending experience and funding over 10,000 mortgage in my career, your transaction will be in secure hands. You will not be calling a place with a great rate posted but unsure of who will be or is handling your loan or if you can really get that rate. You will not be calling a place where the loan officer is good, but the lender they work for is not. If you call Patriot Financial you will deal with Matt Hess, period, end of story. Matt owns Patriot and as such will make sure you are getting the best price we have to offer from our network of lenders. The vast majority of calls I get start off something like this, " I read your reviews and see your rates and want to work with you to make sure we can get this package." We don't post rates to get calls on deals we can't honor. If you like what you see call or email today and lets get to work!

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Ratings & Reviews


11/07/2014 - JeffreyChirico
Closed refinance loan.

I found Matt looking for a lower, competing rate comparable against another refinance option that was already in progress. I spelled out what I considered success to him and he went to work. It is a 2 way street though; Matt will insist you turn around the documentation expediently for the process to proceed and you have to stay engaged in the process and the market. In the end when all the documentation was set and appraisals came in, Matt worked hard to secure an excellent refinance option that I took.

Matt has a very direct personality, a certain amount of sell to his approach, and he will drive the loan process to completion. We did most of our correspondence on email as my preferred method of contact, and was always very responsive to every question I ever asked. I had no sense that he was otherwise busy in a very competitive business. Every mortgage scenario is different, but Matt is the guy who will “sharpen his pencil” and work for you and unabashedly expect you to stay committed to him if he can get you a better deal.
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Response from Matt Hess



11/01/2014 - adrianr3545
Closed refinance loan. Oakley, CA

The sudden death of my husband required me to refinance my home. Matt Hess and Kim Massengale with Patriot Financial made a very difficult time in my life more bearable. The entire process took less than thirty days. They followed through on every commitment they made and were endlessly patient and supportive. The refinance could not have gone any smoother. There were no last minute surprises or glitches. Absolutely superb work!  More Less 

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Response from Matt Hess



10/31/2014 - user29444576
Closed refinance loan. Tarrytown, NY

Matt successfully refinanced our mortgage and managed to completely exceed our expectations. He was upfront, ethical and extremely supportive throughout the entire process. After much initial skepticism on our part, he came through with flying colors and landed us a deal for which we will be forever grateful! Audrey, who also assisted us, was an incredible help and a complete pleasure to work with. Refinancing felt like a daunting task, but Patriot Financial expedited, simplified and navigated us through the process beautifully. As I told you Matt, my husband works mind-blowingly hard (30 years in heavy duty construction) for what he now has, and I am so grateful to you for landing him in a rosier financial position. Thank you so very, very much!  More Less 

Profile picture for Matt Hess
Response from Matt Hess


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