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Profile picture for Matt Hess

Matt Hess

Confirmed Lender


Purchase Loan,
Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Patriot Financial is unlike the companies we compete against. The owner operator is the only loan officer and it will always be that way. I enjoy directly working with the public to get loans done, not manage loan officers and try to be a millionaire. With over 15 years of lending experience and funding over 10,000 mortgage in my career, your transaction will be in secure hands. You will not be calling a place with a great rate posted but unsure of who will be or is handling your loan or if you can really get that rate. You will not be calling a place where the loan officer is good, but the lender they work for is not. If you call Patriot Financial you will deal with Matt Hess, period, end of story. Matt owns Patriot and as such will make sure you are getting the best price we have to offer from our network of lenders. The vast majority of calls I get start off something like this, " I read your reviews and see your rates and want to work with you to make sure we can get this package." We don't post rates to get calls on deals we can't honor. If you like what you see call or email today and lets get to work!


Recent reviews


10/18/2014 - john01829
Closed refinance loan. North Bend, WA

I was looking for a refi loan for my home. I found Patriot Financial online while browsing for refi loan rates. Matt responded to me within minutes of my query. I was leery at first to deal with a total stranger and online, but Matt was so straight forward and direct to the point that I became comfortable immediately. I received several responses from other brokers, but none hit the point or warranted follow-up. Matt said what my rate would be and all the costs right at the outset. There were no unwanted surprises. He said what he would do and did what he said. This entire deal was handled online and required only 2 phone calls. We both did what we said and there was never a moment of hesitation. I got the loan, rate, and terms that I wanted the 1st time. Nothing changed in the deal from the 1st response I got back from Matt. I had many home loans and refi's in the past and even used the same personal broker on many deals in the past. None of those deals or experiences compare to my experience with Matt. In fact Matt has now replaced my past broker. Patriot will need to compete in the future for my business, but I expect the results will be the same as this time. If you want the best possible deal that you qualify for, and don't want to waste time, I would call Patriot Financial. I could not recommend anyone or any broker more than Matt and Patriot Financial. P.S. Check out the Patriot Financial website. Matt publishes weekly newsletters, economic forecast reviews, and has many helpful information sources.  More Less 

Profile picture for Matt Hess
Response from Matt Hess



10/07/2014 - evanxpz
Closed purchase loan.

Took us more than a year to find our home but Matt's service is amazing. He is very knowledgable and helpful. Spent time with us to explain everything to make the process easier for us. He and Kim responded our questions and concerns very quickly by emails. Highly recommend!

Profile picture for Matt Hess
Response from Matt Hess



10/02/2014 - eric1700
Closed purchase loan. Pearl District, Portland, OR

You found your guy! Do not look any further… Seriously. There are not enough superlatives to describe Matt Hess and his team. From start to finish everything went as close to perfect as it possibly could. Here were my circumstances… 12 days before closing, I was getting the run-around/bait-and-switch from my (previous) lender, so I decided to switch to Matt. Switching to a mortgage broker I found on the internet, that I never met, and that lives 3,000 miles away from me is a little scary; let alone 12 days before my contracted closing date. I am self-employed, with a dip in income the previous year, buying a condo, with a payment that put me 1/10th of 1% from the maximum debt-to-income ratio… There is absolutely no way my loan should have closed within two weeks, but it did! (And that was despite a 10-day turn around on the appraisal!) And to top it off Matt saved me about $10K in origination fees and interest payments in the next 5 years with a like-for-like (apples to apples) loan compared to my previous lender. I am very cautious with my referrals. I believe that a person that I refer is a reflection upon me, so I don’t recommend an individual or company unless I am 100% confident in both their abilities and their professionalism. That being said; without doubt and without reservation, I recommend Patriot Financial and Matt Hess!  More Less 

Profile picture for Matt Hess
Response from Matt Hess


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